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SF's road to mortgage freedom!

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Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CathT wrote: »
    Wow that year has truly flown. Only seems a few months since he was born.
    I know, it's ridiculous how fast the time has gone!
    Karmacat wrote: »
    And what a great time you're having now! He must be sleeping better, since you can sound so chirpy, thats brilliant :)
    Definitely having a great time :D he's sleeping through pretty much every night now :j :T :happyhear
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DS turned one yesterday; we had a lovely day with family and friends round in the afternoon.

    I OP'd 7p today :rotfl:

    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy birthday to DS.
    1 already~~how time flies!

    Yah to the 7p.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PrincessLou
    PrincessLou Posts: 503 Forumite
    Hurrah for a 7p OP :D :T
    Mortgage - £105,500
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    7p overpayment is supercool.

    You've got me wondering what the minimum I can overpay is now :huh:

    MvM
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    Happy birthday to DS.
    1 already~~how time flies!

    Yah to the 7p.
    I know, it's crazy!
    Hurrah for a 7p OP :D :T
    Thanks :D
    7p overpayment is supercool.

    You've got me wondering what the minimum I can overpay is now :huh:

    MvM
    We can overpay anything, so I do :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    August 11th, 2016.

    I don't know if it's the aftermath of the weekend, the weather being generally rubbish or what, but I feel a bit meh at the moment.

    DS is so lovely to be around; he's such a cheeky chappy and makes me smile. He is very good at walking with an aid, either me holding his hands or holding his walker, so I'm presuming it's only a matter of time before he takes his first steps unaided. How my boy is growing!

    Had a bit of an admin day today, sorted about some things and did some behind-the-scenes-blogging stuff. We had homemade chili for tea with sweet potato wedges and I'm currently sipping on a mug of peppermint tea before I go to bed.

    NSD too, to boot :)

    Happy Thursday x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    The weather hasn't been great here but it's been nice to have a break from the hot weather, IMO.

    Your son will be walking unaided in no time. :D It's such a milestone but within a few weeks you'll likely be tearing your hair out, I remember when my son started walking he seemed to be everywhere we didn't want him to be. :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Admin and behind the scenes bloggiting and sorting and slightly iffy weather, they're all leading to "meh" if you ask me.

    Hopefully it all looks better tomorrow :)
    2023: the year I get to buy a car
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I need to get back into setting smaller goals, daily lists and find some motivation from somewhere.

    I feel a bit down today; I think it's because I'm aware that I only have two weeks left of holiday and then I'm back at work. I am absolutely loving being on holiday with DS, as it's like being back on maternity leave. I don't want to have to leave him again :( even though he's fine with it!

    So, my to do list for today:
    • Write a blog post
    • Hoover living room
    • Empty dishwasher and put cups in
    • Tidy up kitchen
    • NSD?

    Right, plodding along as always!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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