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SF's road to mortgage freedom!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, after posting that I didn't want to see anyone or do anything yesterday, I have been out this afternoon with MIL for a coffee and a wander in town :) MIL also treated bump to this, which is in the boys section of the shop but I think it could be fine for either a girl or a boy :)

    I haven't spent anything today due to being treated to coffee :) so another NSD in the bag! I don't think I'll meet my target of 20 NSDs for July, but am just going to keep plodding along and see what happens. I haven't done much today apart from pop into town; watched a bit of tv on catch up and not much else! I have done a bit of blog admin, but I need to get on with writing blog posts so I can get ahead a bit. It's payday on Friday so I'll do the regular account shuffle then.

    I'm going to make a pea and bacon risotto for tea - nice and straightforward - and then perhaps watch a film with DH.

    Happy Wednesday everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Try not to compare yourself with others. I expect you will feel nervous and excited at times. I know how annoying it must be to hear "You must feel so excited/scared/terrified" and I have heard other expectant mothers say the same thing.

    Take the opportunity to put yourself first these last few weeks. Say no if you don't want to do something and yes if you do. Just look after yourself.

    I know we are all very excited about another MFW baby :T

    Oh and well done on the ebaying! I need to get going on this.
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oooh not made a bacon & pea risotto :drool:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ljaneyr wrote: »
    Take the opportunity to put yourself first these last few weeks. Say no if you don't want to do something and yes if you do. Just look after yourself.
    An excellent point - I never put myself first but perhaps now is the time to :)
    beanielou wrote: »
    Oooh not made a bacon & pea risotto :drool:
    It's so easy and straightforward! Here is the recipe; just bung everything in and leave it for a bit = my favourite kind of recipe :D :rotfl:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Okay, so the first three days of the week have been very lazy; I haven't done very much and pootled around the house in my pjamas most of the time :p which is exactly how I like to start my summer holidays :D

    However, there are things I need/want to get done each day so that I make the most of the peace and quiet, so I'm going to do a list of things I want to get done each day. So, today's list:

    • check online banking
    • check ebay listings
    • put washing away
    • shred some of the shredding pile (can't do the lot as it's quite bit :o )
    • make 2 batches of chilli for the freezer
    • write 2 blog posts
    • put last lot of tiny baby clothes in the washing machine
    • have a NSD
    • research basic current accounts re: blog money :)


    Think that'll do - some of that will take quite a while. My parents are popping round this afternoon too so I don't have the whole day to myself. Looking forward to seeing them though :) they won't expect me to do a lot whilst they're here :rotfl:



    Right, if you see me on here a lot today, tell me off!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ta for recipie. Will definatly make that :)
    Have a happy day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    • check online banking

    • check ebay listings
    • put washing away
    • shred some of the shredding pile (can't do the lot as it's quite bit :o )
    • make 2 batches of chilli for the freezer
    • write 2 blog posts
    • put last lot of tiny baby clothes in the washing machine
    • have a NSD
    • research basic current accounts re: blog money :)

    Not too shabby! I have checked online banking and am happy to see that the claimed £55 from TCB has hit our account :) transferred £4.42 into savings ahead of payday tomorrow when I'll do the bigger shuffles. Things are looking good, though tomorrow's payday is the last full one for me :eek: maternity pay from August onwards! Eek!

    I have checked my ebay listings and one has a bid :j :j only for £2.40 so far :rotfl: but every little helps :D that particular item also has 9 watchers, so I'm hoping that it'll sell for a bit more. All of my lots end on Sunday afternoon, so plenty of time yet :)

    Washing is sorted and put away. Haven't put the baby clothes into wash as I can't remember which bit of the washing machine tray you put the washing liquid stuff in :o so they're all in there, but not washed. I'll have to wait til DH gets home to tell me! :o

    Made chilli for the freezer, and due to deciding to chuck in an extra tin of chickpeas into the mix, has made us 3 dinners worth of meals that are now cooling on the side ready for the freezer :) If nothing else, we'll have chilli to eat when baby arrives :rotfl:

    I've researched basic bank accounts and think I've decided on which one to get - I just need one that can be purely for self-employed things and that's about it. It doesn't need to offer any extras really, so should be straightforward to apply for :)

    I've also got one blog post drafted and about to start the second. Still haven't attempted the shredding pile though... :o
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    An excellent point - I never put myself first but perhaps now is the time to :)

    It's so easy and straightforward! Here is the recipe; just bung everything in and leave it for a bit = my favourite kind of recipe :D :rotfl:

    If you can't do it now when can you? You're going to be very busy soon, or so I've been told ;)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    • check online banking
    • check ebay listings
    • put washing away
    • shred some of the shredding pile (can't do the lot as it's quite bit :o )
    • make 2 batches of chilli for the freezer
    • write 2 blog posts
    • put last lot of tiny baby clothes in the washing machine
    • have a NSD
    • research basic current accounts re: blog money :)

    Not too bad in the end - the only thing I haven't got round to is the shredding (I must do some tomorrow) and I can't face it now. Feeling pretty pleased with myself at the moment :D



    Right, now to do nothing and relax on the sofa :rotfl:

    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ljaneyr wrote: »
    If you can't do it now when can you? You're going to be very busy soon, or so I've been told ;)
    That is very true.... ;):)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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