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SF's road to mortgage freedom!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    First day of term survived without any mishaps :) the first day is always the hardest, including getting up in the morning.

    1st NSD of June and I'm hoping that June will end up being less spendy than May ended up being. The only bit of furniture we potentially need to buy for the nursery is a wardrobe, but we can't decide if we even need one to begin with; we've got a chest of drawers, surely that'll be enough to begin with?

    I've also updated my Ultimate Dream fund in my sig - I'm going to do an in depth blog post about this on Friday, but I'm off the mark :j :j the number is daunting (although I've changed that slightly too, so it's a bit lower) but I need to keep it in mind at all times if I'm actually going to reach our aim.

    Happy June everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • cydney65
    cydney65 Posts: 830 Forumite
    Part of the Furniture 500 Posts Combo Breaker Stoptober Survivor
    SF what is your blog called? I would love to read it

    CydneyX

    PS So glad you're feeling better X
    Pay off all your debts by Christmas 2025 no. 15 £0/6949
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    cydney65 wrote: »
    SF what is your blog called? I would love to read it

    CydneyX

    PS So glad you're feeling better X
    Hello! My blog is The Frugal Cottage - there's a link on my profile here or if you search it, it should come :) and thank you x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hi SF, just dropping in to say 'hi' :waves:

    I've still got 2 more pages to read to catch up but need to get up and about now :o

    I'm very interested in how you got your savings goal and Mr E's formulas looked very interesting, but I'm too tired out to think about that at the moment!

    Hope you are feeling well this week :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: Janey, nice to see you! :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's Friday :j :j

    NSD no. 5 for the SF household :) transferred a tiny £1.67 into savings today; much less than the approx. £39 it has to be per day to meet target :o but ho hum, plodding along there. Also did an OP of £20.19 which tidies up the mortgage nicely. Getting ever so closer to being under 6 figures - it's currently £102,XXX so we should definitely be there by the end of the year, which is good :)

    Got a lovely weekend planned with family and friends, including a walk tomorrow in the sunshine. I've check there are lots of toilet stops along the way :rotfl: so I'm looking forward to it. Need to make the most of things!

    Posted a blog post about the ultimate dream fund today if anyone wants to have a look.

    Happy Friday everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Will check out your blog post in the morning in between MB offers :)

    Baby costs down to £359/m already!

    Happy weekend.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Will check out your blog post in the morning in between MB offers :)

    Baby costs down to £359/m already!

    Happy weekend.
    Thanks :) I'm glad the costs are going down so much ;)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We ended up going for a 6 mile walk yesterday; I generously over-estimated what I would be able to do at 31 weeks preggers, so was hobbling along at the end. I could hardly get up the stairs when we got home :o but, the weather was lovely and the company even better, so it was a good day out :)

    We're out again in a few minutes to meet a friend for Sunday lunch :) we're making the most of being able to do this without having a massive plan in place beforehand :rotfl:

    Been to Mr Ms and spent £29 on food for the week, which I'm pleased about :) not scrimping on food at all, but using up things we have in the cupboards/freezer does make a difference on the overall budget. We even managed to get some reduced sea bass fillets for the freezer! We're posh around here ;)

    I bought some feeding bottles that have been reduced from £35 to £7 that are suitable for newborns, just in case the breastfeeding isn't as straight forward as I'd like. Need to look at pumps too! It's very glamorous, this growing a new human lark :p
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Growing a new human ... I love that! And blimey, thats a long walk - you don't have armies of people pampering you like Kate etc etc! Hope you enjoyed the lunch today, anyway :)
    2023: the year I get to buy a car
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