📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

SF's road to mortgage freedom!

1138139141143144218

Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to read about the distress suffered on Thursday, so glad to see it all turned out ok in the end!

    As for worrying about body weight/shape when pregnant, don't be silly - get some pies down you! :D
    Thanks :) and I should! I like pie :D
    Hi SF, do you have a local college offering beauty courses? If so, they will need clients to practice on. I've started going to ours and have had free hair cuts, facials and manicures :T

    Take care, Tilly
    Ooh that's a good idea - I shall have a look!
    beanielou wrote: »
    Treat yourself.
    Life is way to short not too.
    I have a feeling you might be right, Beanie. I hope you're doing okay x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Totally agree with everything thats been said :j

    Pies, beauty treatments - yep, and don't forget to watch the sunset too - right now, I broke off in typing this, because there's lines of bright pink across the sky, as the setting sun lights up the underside of the clouds, its so beautiful ... and so fleeting.
    2023: the year I get to buy a car
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I love a good sunset - there's something quite magical about them :)

    Thanks everyone - I am taking everything on board. After years of being critical and quite horrible to myself at times, it's taking a bit of time to change my mindset. But, perhaps I should loosen the purse strings just a bit, for a slightly better peace of mind.

    :):):)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Loosen your purse strings indeed.
    I am not saying go mad but just relax a wee bit.
    As a wee aside 13 years ago I bought my very first Radley after a close family member died.No I could not afford it but it has given me so much pleasure over the years & I now have it on my bedroom wall & look at it every day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • edinburgher
    edinburgher Posts: 13,926 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Loosen your purse strings now, you may not be able to once baby comes along ;)

    It may interest you to know that I've started a baby expenditure spending diary. Based on the first week's expenditure, we were looking at a horrific projected expenditure of £1k+/mth. Luckily that was just averages doing their best to frighten me and costs are dropping steadily (now down to a mere £650/mth)!

    Once electric gizmos are out of the way I expect the numbers to fall significantly.

    Take care.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think it *can* be done on much less - friends of mine kept a weather eye on their expenditure, not exact, and they spent around the child allowance amount, on average.
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 13,926 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am sure that sounds doable KC, the first fortnight is not the time to be drawing conclusions! :)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    £1k+ a month?! :eek: :eek: I'm hoping that is not the case for very long, if at all.

    30 weeks today :) I put a picture up on fb of bump and people are commenting on how small and neat I am. I am small, but trying not to worry. I have taken it easy this week as I'm off work for half term. I just need to remember to not rush around as much next week when I'm back at work. I've definitely got a bit of a waddle going on now ;)

    Our spending has got a bit out of control this month, though I think that's a combination of factors, including sorting out the new car and buying things for the nursery. I have also bought some clothes and other bits and pieces, not that any of it costs a lot. Perhaps I should do a baby expenditure spreadsheet, to see what it all adds up to!

    Over the weekend I'll do a round up of our accounts, so I can finally update our Ultimate Dream Fund number and then update my sig ;)

    Happy Friday everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I feel a bit down today :( not sure why. I feel quite tearful at times, though having cuddles with sleepy cats is helping.

    We've been out today and finally managed to get a carpet for the nursery, to be fitted in a couple of weeks. It has cost us £140 plus fitting which doesn't seem too bad at all. We've gone for an oatmeal colour, hard wearing and generally robust carpet, in the hopes that it'll last us a while. One that looks like it'll be easy to clean too :o :eek:

    I'll do a final sweep of the accounts tomorrow before updating numbers. I do know that our savings haven't been as high this month, as I'm not going to add any more tomorrow. I'm also miles away from my revised NSD target, though not actually that surprising.

    Been to Mr Ms today and spent just under £50 on food and other supplies for the week. Our general spends are creeping up, but I have bought more substantial things for me to eat for lunches at work during the week, including granary bread, tinned tuna, nuts and seeds, mejool dates and yogurt.

    I want to go back to bed, I can do that, right? :o

    Happy Saturday everyone.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,926 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    £1k+ a month?! I'm hoping that is not the case for very long, if at all.

    Down to £517/mth already :D
    I feel a bit down today not sure why.

    Hormones? Mrs E weeps once every couple of days at the mo, before that it was once or twice a year! Silly things that wouldn't normally be a consideration, like sad news articles, or a feeling that she can't quite express.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.