The 'extra payment every week' challenge 2013

FlacosFloozie

£30 this week from January ebay sales.

smiffy64

Hi everyone

just been looking at past threads etc and came across this one.

finally did a budget and trying to get our debts sorted, when i did the budget and worked out how much we are in debt first thoughts were upset, ashamed and then angry at myself for letting things get this bad.

anyways, at least now we can get on with trying to make some changes and the pay an extra payment each week looks like the one we need to help us on our way to being a bit more positive.

so i pledge to you all that i will try my hardest to keep to the challenge.

Betty_Crumble

hello everybody, sorry ive been posting a bit lethargically lately but swamped at work and very tired but i'm off next week so i expect that to change so i'll be back here all bright and breezy and stepping up the pep talks, be prepared lol

Heartland

£4.00 extra above minimum payment today

£13.82/£125

freebyfifty

Mmmmmmmmmm:o

Not a very good week. It is the week befor payday and every penny is needed. So I have only made a shameful 59p extra payment this week

please-let-me-be-lucky

59p is not shameful freeby! All payments off the debt are good payments!

£15.83 for me today Xx

lancashirelassie

Looking forward to the pep talks Betty!!
I too did a budget planner!!! Jees that really was a wakeup call..I really cant see how it can be sorted... but I know it can and need to simply stay focussed. I managed to stay focussed last year very rigidly for 6-8 months when poorly in my head, now am better there is absolutely no excuse for lack of focus now.
I am fortunate to be in a job and that also OT is available if I choose, I have no choice now I need to.:o Only got myself to blame for being lazy about it all.
Target for this year is to fund 2 short break holidays in the UK, dont know where or when yet. These are way overdue and I know I will moan about them when taken what we could have done with the money...
This debt wasnt accrued in a day nor will it be solved in a day either and in the mean time lesssons to be learned and a life still to live.
4.00 extra to Richards card:)

purplegrape

please-let-me-be-lucky wrote: »

59p is not shameful freeby! All payments off the debt are good payments!

Absolutely! All payments are brilliant. I also like to think that it probably annoys someone somewhere when I pay off smaller amounts. I wonder how much it costs my CC to process them?

Mine is £12.80 this week. Good old Quidco payment and work taking me out of town for two days has meant some nice underspending this week. Bit of a random total of 47.99...!

Hopefully the same work trip and booking my hotel for work via Quidco will net me about £15 in a few months. Yippee!

smiffy64

yippee managed week 1 for me :j

£2.65 extra payment

now to week 2 lol

looking forward to reading posts this week.


week 1 = £2.65:T

freebyfifty

please-let-me-be-lucky wrote: »

59p is not shameful freeby! All payments off the debt are good payments!

Thank you :A Feels like every penny I get is accounted for elsewhere at the moment. But trying to stay focused on that Debt Free Date.