The 'extra payment every week' challenge 2013

Betty_Crumble

jaxsmar wrote: »

I get where your coming from but my first reaction was nnnnnnnnnooooooooooo!!!!!! :money: think long and hard. Have you booked a holiday yet? or just mulling it over?

Its an interesting dilemma - or a fleeting thought... :wave:

purplegrape wrote: »

LOL, someone at work advised me to do just that last week when I was lamenting the lack of a booked holiday this year. I was sorely tempted in this weather (still am!)

its not booked yet and will have to do flights separate later on in the year which is worrying as i'm sure the prices will rise dramatically so was thinking a bit of interest might be cheaper in the end, dunno I'll have to mull it over a while longer.
Have stuck £3.55 in the holiday pot.

jaxsmar

I' ve booked 1 week in August to Tenerife the price is £650.00 (work in a school) I'am going with friends I have been saving for ages I haven't had a holiday for 7 years my children who are 18 & 20 said 'go mum and enjoy yourself, you deserve it' so why do I feel soooooo guilty? I will be experiencing financial changes in September then again next year..so worried but on track to pay off as much debt as I can...I feel the holiday money should be paid towards the debt... but also know that this probably will be the last chance of a holiday for many years. Then the cycle begins holiday vs debt.

please-let-me-be-lucky

I know what you mean jaxsmar. We haven't had a holiday abroad for 6 years and we aren't having one this year either so I've been looking at short breaks away in the UK in the summer, but I just can't bring myself to spend the money. I want the kids to have lovely school holidays and summer memories though so I will have to find something as a compromise.

£10 extra paid for me today Xx

julie2710

Apologies for failing to post last week. I was away for two days with work and running around with the boys and then on Friday disaster struck!

I came home from a night away to a frantic message from my dog sitter to say she had rushed my dog to the vets! The long and short of it is I have eventually found out that he was attacked by a bigger dog. He's only a toy poodle I spent the weekend transferring him to various vets (5 in total), picking up blood for transfusions. He had to be resuscitated on Friday evening and was in critical care all weekend! I have insurance thank god but I didn't realise most vets want paying up front so need to think how on earth I'm going to sort this out before he's well enough to come home also the costs are going to exceed the single event total! He's not even 2 yet

Anyway last week was regular payment week on my cards so I have rounded each payment up to the nearest pound. An extra 82p on M&S, 98p on Barclaycard, 73p on MBNA, 27p on Virgin and 87p on Sainsbury. A total overpayment last week of £3.67!

FlacosFloozie

£4.10 bank account skim today... roll on payday :rotfl:

jaxsmar

please-let-me-be-lucky wrote: »

I know what you mean jaxsmar. We haven't had a holiday abroad for 6 years and we aren't having one this year either so I've been looking at short breaks away in the UK in the summer, but I just can't bring myself to spend the money. I want the kids to have lovely school holidays and summer memories though so I will have to find something as a compromise.

£10 extra paid for me today Xx

look on page 3 of the 'freebies' clamping holiday for free I think you have to put in 20 hours and the rest of the holiday is yours! free volunteering holiday with Jollyday holidays...could be fun?:D

jaxsmar

Extra payment today for £5.00 running total ; £98.28 :rotfl:

paid towards credit card.

Betty_Crumble

sorry to hear of your bad news Julie, hope ickle doggy is better soon

Jaxsmar, that sound like it could be so much fun

well done flacos

plmbl, keep on at it chuck, nearly at a nice round 10k but you do need to get rid of the £4 lol (i know how you like even figures ;-) ) I should make you only have 0 or 5's at the end of your balance but that'd screw your bank account balances up a bit like trying to keep all balances rounded screws my head up hahaha

ToniLiz

Hey guys, things have been quiet throughout January, but I guess everyone is finding it a bit tough this month. Have managed a bank skim of £6.87 today (as it's payday) - just sneaking in for the January total.

purplegrape

Hi all, 7.50 this week for me, which is what I had left before payday. Sooooo good to have my wages... Why do I let January be such a pain every year? I pledge now not to overspend in Dec 2013, LOL!

Not sure how February will pan out, I ended it with my boyfriend this week and I think I might need to entertain myself a little more than usual to keep me cheery. I also always find being single more expensive, so will be an interesting challenge to my over payment resolve!

Great work everyone!