Las Vegas guide and MSE thread 2013

Froggitt

Generally you need to book thru one of the UK third party sites to get "all the usual insurances", which means zero excess in effect. CH3000, Netflights, ebookers spring to mind.

traveller

Froggitt wrote: »

Generally you need to book thru one of the UK third party sites to get "all the usual insurances", which means zero excess in effect. CH3000, Netflights, ebookers spring to mind.

Thanks. I should be ok then

ferf1223

Froggitt wrote: »

Generally you need to book thru one of the UK third party sites to get "all the usual insurances", which means zero excess in effect. CH3000, Netflights, ebookers spring to mind.

I always thought of all the usual insurances as the CDW, LDW, whatever other DWs there might be and not necessarily no excess.

I think there was a discusion about this before awhile back...these are the T&Cs for my most recent rental through CH3000/rentalcars.com...the bold/underlined part I read as specific to this booking, but general T&Cs italics/underlined provide for the possibility of an excess? Maybe it is the case that there is never an excess when using them - maybe their T&Cs are generic enough to accomodate different circumstances but all of their rentals do have the additional bit about zero excess.

Insurance & Waivers Information
When you hire a car through rentalcars.com, your car rental agreement will normally include collision damage waiver & theft waiver. Collision Damage Waiver will waive your liability to pay for any damage caused to the vehicle during the period of hire. Theft Waiver provides coverage for the theft or damage resulting from attempted theft of the vehicle, its parts and accessories up to their full value and any loss that our car rental partner may incur. Both are subject to certain exclusions. Your liability is waived subject to you paying a charge, referred to as an “excess” which limits your liability to the cost of the excess only. In some instances, an excess will not apply and you will be advised of this at the time of making your booking.



Your rental includes Collision Damage Waiver and Theft Protection with zero excess. This deposit usually takes the form of a credit card, although cash is an option at some locations so please contact a member of our team if you require this facility as this must be confirmed prior to collecting the vehicle. If the vehicle is damaged during the rental, you will be charged up to a maximum of the excess amount. In the event that the renter has behaved recklessly or negligently or driven under the influence of drugs or alcohol you may be liable for the full costPlease note in common with most car rental policies there are exceptions to cover which may include windscreens, tires, the underside or interior of the vehicle, towing charges & replacement keys. Please check your agreement fully at the time of renting for exact exclusions. If you have any questions or concerns please do not hesitate to contact our team Please note a number of options may be available to buy locally which reduce your risk or can provide further cover to you & your belongings

vegasvisitor

Can be a bit of a minefield this car hire, eh.

Well, apparently CDW and LDW are much the same thing (CDW only applies to Collisions and LDW refers to all losses). If it says CDW try to look for mention of theft as well. CDW and LDW aren't actual insurance. They're just a fee to waive the cost of damage. I'm not sure how the actual insurance works, I guess they have some sort of insurance as well as that.

We were in a bump last year (in weather a bit like those storm pictures, was Sept 11 if I remember correctly). We took the car back to dollar the next day and the guy simply changed the car etc, no payment to be made for it. Had to fill out a form with info. To cut a long story short, the other driver claimed I had admitted liability at the scene, gave different information to the insurer and quite tripped himself up. He had threatened court action but insurer told me not to worry at all, covered for $5m and it was only a minor matter so not to expect to hear another thing about it. I've never heard anything else. I'd say the insurance must be completely adequate if booked via the UK.

Only thing that's not covered is loss of keys, damage to tyres, and RAC/AA type incidents. I'm thinking fairly unlikely so have never topped up the insurance.

vegasvisitor

I got an email from groupon about 430pm today stating $10 off any groupon deal (over $30).

Bought another Harrah's buffet dinner with drinks groupon deal $36.98 less $10 discount $26.98. $13.49 each for dinner with soft drinks, beer or wine is pretty good I think!!

Thought I'd share in case anyone else might have the $10 off email and hasn't noticed. There might be other deals you prefer to use it on of course. :beer:

ferf1223

lesley74 wrote: »

CDW and LDW aren't actual insurance. They're just a fee to waive the cost of damage. I'm not sure how the actual insurance works, I guess they have some sort of insurance as well as that.

As far as I understand the "waiver" part means that they (the car hire company) are waiving their right to claim any liability against you (the renter) for damage or loss to the vehicle during the period you are renting it...so not actual insurance as such - you have no insurance, but they have waived the right to claim against you...so from the customer's point of view it's the same thing...in general terms people refer to it as 'insurance' as from the renter's perspective it serves the same purpose as having insurance, I think.

Froggitt

ferf1223 wrote: »

I always thought of all the usual insurances as the CDW, LDW, whatever other DWs there might be and not necessarily no excess.

I've always thought of all the DWs as providing you with insurance with zero excess.

vegasvisitor

I'm sure there must be insurance in there somewhere though, well the third party liability part for sure anyway. So although any damage to the car is probably paid by Dollar rather than insurance, you're still insured to drive. I know they said I was insured up to $5m but that would be for third party presumably.

Froggitt

This looks useful
http://XXX.mgmresorts.com/royaloffer2013/

Replace the XXX with www ........if it does turn out to be useful, best not to alert them as to where all their new bookings are coming from.

eg Siggy $150 resort credit for a minimum 2 night stay, and for a random stay a month from today costs only
8/22 $76.00 8/23 $76.00Signature Deluxe Suite: Best Resorts. Best Rewards. $152.00

StuieUK34

As said, booking a car via a UK agent = full insurance, no excess, no HOLD, no $700 auth, no $1000 if u get the side of the car dented like I did, etc etc..... Nothing to pay at all....
Book with Dollar.co.uk, u can pickup at TI and take back to airport (for same cost), and have the options to have without fuel and with fuel.....
and dollar take debit cards.... and also, signup for a Dollar Express online, add a Pre-paid card number or your debit number online, and find that when you hire, they don't ask for any card, as I found out in Vegas and Orlando.....
Main sites:
dollar.co.uk (platinum = fuel)
Alamo.co.uk (gold = fuel)
usrentacar.co.uk
netflights.co.uk
never tried CH3000, so I never write about them....
have booked with the 3 above many times over past 7 years in for use I the states, and I don't have nor have had a Credit Card....

I book with fuel, as that removes the option for them to add anything to a debit/pre-paid card....... (unless I fall for a sales trick about buying mickey mouse stuff! )