Need not Want.

minicooper272

Feels like the whole world is off out tonight... I wish I wasn't sick! I've still got no voice, and today I have a nasty sinus headache and blocked nose... I think my weekend plans will be dialled back and I'll probably have a bit more expenditure for some tissues, lemsip and hot curry!

minicooper272

Ooo, a friend just told me about fat fingers... I feel guilty for using it, but just nabbed myself an alright deal!

Katzen

minicooper272 wrote: »

Ooo, a friend just told me about fat fingers... I feel guilty for using it, but just nabbed myself an alright deal!

What was it?!

minicooper272

I've been on the look out for smarter work clothes, and really needed a suit jacket for meetings. All the ones I've seen that I liked were going for about £10 plus postage, which was more than I wanted to spend. I got one for £4+ postage...

girlywhirly

Katzen wrote: »

Thank you GW. Mortgage application went in today so fingers crossed please!
Have you looked in to buying the place you currently rent?

Doing really well on the Needs not Wants front ATM- funny how an impending mortgage puts a dent in your desire to spend isn't it :rotfl: I played with a little overpayments calculator thingy yesterday as I'd love to be mortgage free by 40 (11 years from now). Turns out, at current rates of interest, we'd need to overpay by £700 pm to make that happen. That would take some serious MS effort (and probably a 'no food' diet and a 'naked' approach to clothing) so that's not gonna happen but I'm already planning to see how close we can get...

Mortgage free would be an amazing feeling - good luck with that! Yes we asked about buying our current place, but it's about 100k over our budget and would need a LOT of work (it's got a real damp problem throughout the whole building). BUT! we saw a seriously amazing flat this morning and are going to put an offer in first thing on Tuesday - very excited!! :T It was a block viewing so we reckon loads of people will put offers in but I think we're in a strong position - 1st time buyers, mortgage agreed in principle, can move straight away.... just hope there won't be a cash buyer making an offer the vendor can't refuse...

Got my fingers & toes crossed for you for the mortgage application - sounds like we're the same age, but I can't imagine being mortgage free by 40, would be a dream :rotfl:

mcculloch29

Today's Graham Norton show on Radio 2 had an interesting Grill Graham agony aunt spot - lots of advice for a young woman who was desperate to get out of rented accommodation and on to the property ladder but despaired of getting together the cash.
I was pleased to hear "money saving websites" (it may have even been this site but they couldn't advertise it) cited as a source of good advice.
Some of the useless advice was funny - "hook up with a bloke, two are cheaper than one" or "marry a footballer" !

elly68

well april is here ,the month i start my new job and overpaying the cc ,i phoned halifax and stopped them cardjacking me i am definately set on a course of action .will need to be really good with the need not wants .as above i want to be mortgage free but by 50 im a bit older you see ,but would love to reach this as dd will be hitting uni age and i figure its gonna cost me a fortune .so slipped in march hopefully slide out of april without useless purchases

minicooper272

Went to stay in an hotel yesterday, and was fairly smart and picked up a couple of bottles of water for the night ahead. OH was a bit flippant, couldn't be bothered carrying more than he needed. He was very much stung when he ordered 2 1L bottles from the bar, and was hit with a £9 bill :eek: Water might be a need, but that was maybe a bit excessive! I was laughing, and we agreed he's learnt his lesson. If he won't buy a bottle in the shop beforehand, next time he will remember to order a couple of pints of TAP water :rotfl:

Katzen

elly68 wrote: »

well april is here ,the month i start my new job and overpaying the cc ,i phoned halifax and stopped them cardjacking me i am definately set on a course of action .will need to be really good with the need not wants .as above i want to be mortgage free but by 50 im a bit older you see ,but would love to reach this as dd will be hitting uni age and i figure its gonna cost me a fortune .so slipped in march hopefully slide out of april without useless purchases

Good luck with the new job elly. Fingers crossed for you mortgage free dreams, I think 50 might be a bit more of a realistic aim for us too. TBH. it will be nice to be mortgage free at some point, but who knows when! Must remember, need not want and then crack on!

minicooper272

Have you started the new job yet elly68?

I've been pretty good this last couple of weeks, and about 90% of things I've bought have been needs. It's helping me to have a need to focus on (new work clothes).

Right now I need to befriend a hairdresser so I can get some money off a haircut! It's in need of some TLC, but I hate spending hairdresser prices to get half an inch trimmed off the end. I wish there was an equivalent of a barber for women, where it's <£10 to get the ends trimmed, for those times when you just need someone who can cut in a straight line...