We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

January's Big Financial Freeze!!!

24567…101

Comments

  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    NinjaSavingKat wrote: »


    • You will pledge 25 No Spend Days (NSD). Do NOT do this here. Please go to the NSD thread and make your mark.


    I have to ask. Why can't this be done on this thread and then sign up to the NSD thread too, if people want to do the NSDs.

    There are a lot of rules on here and the NSD thread isn't quite as strict. Plus people get to choose their own target.

    Seems to me like these are two different challenges and should be treated as such!
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 December 2012 at 4:42PM
    I would love to join please. All those NSD will be hard, but not impossible :D

    I will buy a diary tomorrow to update each day :T

    Can't wait :j

    Budget for month as below.
    Food for month - £150, (was £200 so £50 down)
    Petrol - £50
    Slimming World - £50 (12 week subscription)
    Friend's bithday present and meal out - £50
    Pre Theatre meal (tickets already paid for) - £20

    So total budget for month is £320. Hope this is OK.
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • vics199
    vics199 Posts: 135 Forumite
    I'm in as well please. I need to take the plunge!

    I'm currently doing an inventory of my toiletries and there is a hell of a lot more than I thought! Definitely won't be needing to buy any!
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    freebyfifty wrote: »
    Seems to me like these are two different challenges and should be treated as such!

    I'm afraid I totally agree - the NSD thread has always been chatty / supportive and very relaxed.

    As Freeby says, the "rules" are very different and a NSD on this challenge can be very different from what would count as a NSD on the NSD thread .... so they are 2 totally separate challenges!

    Everyone could post their NSD on here everyday and I'm not sure why it has to be done on a totally separate challenge's thread - sorry!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • fairy3
    fairy3 Posts: 511 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Count me in please, better get my organised head on! Look forward to the challenge...........

    Fairy
    x
    January 2020 Grocery challenge £119.45/£200 :)
    February 2020 Grocery challenge £195.22 /£200
    March 2020 - gone to pot...
    April 2020 - £339.45/£200
    May 2020 - £194.99/£300
  • nannygladys
    nannygladys Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Count me please, you have really made me think how foolishly I am parted from my money and I want to keep my good intentions up now that Im on the way

    Happy New Year, just in case I dont manage to get on again.

    Jxx
    £1 a day 2025: £90.00/365 Xmas fund
  • PurpleJay
    PurpleJay Posts: 526 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi Kat and all

    Please count me in. I will give it my best shot :D

    PurpleJay x
    'Life isn't about waiting for the storm to pass, it's about learning to dance in the rain'
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Contenders you have been marked and numbered. Please amend signatures with numbers and food budget allowance on the 01/01/2013...and WELCOME!!!
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • mayfair1985
    mayfair1985 Posts: 496 Forumite
    I'm in! Do I have to reveal my budget here?
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Maybe you should encourage them to update on here and not on the NSD thread.

    Thanks
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture