January's Big Financial Freeze!!!

NinjaSavingKat

Iwillsucceed wrote: »

Hi everyone!
Today I sat my family on the table to speak about this challenge and what all encompasses. I actually asked my daughter to read the January challenge to us all and they appeared very impressed that my daughter wanted to join this forum but she is still young :-) In addition, we have explored a lot of family issues and each other's goals for this year and we wrote all in a paper and stuck it on the kitchen's wall. It has been a fruitful morning and I feel assured that my family too are by my side in this journey.

Reporting my 1st NSD !

I will succeed!

I love this. This is a family pulling together for the greater good I am super impressed. Your little one clearly loves a challenge. You will succeed!!

NinjaSavingKat

mayfair1985 wrote: »

Probably a silly question, but, if I get petrol tomorrow is that a spend day? Or a no spend day?

It would be a spend day but count as one of your " 5 " that you have leeway with if you wish.

NinjaSavingKat

New Names have been added. I cannot believe we have got to this many people. Clearly a few guilty purchases over Christmas may have contributed to this influx but I get the feeling people are sick and tired of debt, want to re-grasp their lives and their pay packets and make this year count. I am truly flabbergasted by how many are now on board. I will though - through out the month be sending message to you all... a personal check-up so to speak... but am truly excited now.

For those of you who are unaware the other thread of mine is update daily as well and I have a blog off MSE each week which is not publicised on here. Due to this I will only be posting here in the evenings... or at least once a day.

Please don't feel I ignoring you all or not reading... rememeber Ninja eyes are with you always!...lol!

Onwards and Upwards!!

black_cat

Please sign me up!

I'll update my signature tomorrow, but today was a NSD

rosiecheeksblossom

Evening all. HAPPY NEW YEAR everyone!!!!
Having updated myself on the thread, and not one for being left out, I have joined the adrewards with ne*ta* earlier today. Thanks for the tip. I also found today, that I am not very far of earning my first £10 reward of Valued opinions. Quite chuffed about it.
After working a night shift, I have vegged all day and therefore NSD 1 complete, Whoop whoop!!
Just a little question, if you use reward points or vouchers to "buy" things and no physical cash or credit card etc is handed over, is this classed as a NO SPEND?

Anyway off to my bed. Everyone is very motivated and inspired to bust these debts, long may it continue, Night x

liltdiddylilt

Evening everyone

Well done on all the NSD's, LSD's and THINKING! Planning really is the key!!

I saw this article & thought of you all... She's a frugal inspiration... and her name is Cat ;);) teehee

Igamogam

liltdiddylilt wrote: »

Evening everyone

Well done on all the NSD's, LSD's and THINKING! Planning really is the key!!

I saw this article & thought of you all... She's a frugal inspiration... and her name is Cat ;);) teehee

*de lurks*

Your link is not working - well not for me:(

lubava

I would like to join please. Is it too late?

Oompa_Loompa_2

Could I join please? Today was a NSD.

fairy3

Just a quick and late update...first NSD yeah, quick rummage round the house yielded £4.95 in change, found Mcdonalds full coffee card in purse (for later in month when going gets tough) packed lunch in fridge for work and dinner prepared.
Have work now for three days so plan on shopping days Saturday and have vouchers. teenagers informed but maybe work in progress there for a bit....

Fairy X