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January's Big Financial Freeze!!!
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Hi NSK
Could I also join? This is just what I need to get me through the final year of being a dfw.
This will be a bit of a challenge for me but I do need a big push, so please count me in :j
ThanksSmile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Hi
Well am going to declare 25 NSD
Shopping budget of £260 was £280 - £20
Petrol £0 i don't drive
Will try to make £155 on ebay
Will be finding all loose change to make a start on my £25
Plus going on web to get some freebies
Well happy new year when it comes _party_
xx
:j
Debt as of Jan 17 £32990.71: :eek:
Debt as of June 2020 £186360 -
:T:T:THappy Hew Year!!!:T:T:T
Come one, come all to January’s Big Freeze
To move onwards and upwards to move on with ease
To a new beginning to a debt free life
One of no worries, no stress and certainly no strife
So step out of last year to a brand new start
Get ready to give it your full-fledged heart
You are in charge of your own success
Do it well, hit it hard, don’t give anything less!!!
Let The Games Begin and May The Odds Be Ever In Your Favour“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
NinjaSavingKat wrote: »:T:T:THappy Hew Year!!!:T:T:TCome one, come all to January’s Big Freeze
To move onwards and upwards to move on with ease
To a new beginning to a debt free life
One of no worries, no stress and certainly no strife
So step out of last year to a brand new start
Get ready to give it your full-fledged heart
You are in charge of your own success
Do it well, hit it hard, don’t give anything less!!!Let The Games Begin and May The Odds Be Ever In Your Favour
Happy New Year NSK and all us JBFFs!!!! :beer::beer::beer::beer::beer:
ONWARDS & UPWARDS THROUGH 2013!!!!!!February 2021 GC £301.45 / £300.00
March 2021 GC £266.41 / £280.00
April 2021 GC £53.19 / £300.000 -
I was quite certain I could get away with £60 for 2 weeks. Then I remembered my daughters monthly rail season ticket. That has added £80 to budget.0
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May the odds be forever in your favour! Love it!
OK. It's 7.39am on the first day of this awesome challenge and I am READY. I almost feel like I'm cheating a bit given that the shops aren't open today, haha - but staying off online shopping will be a challenge in itself.
OH's parents are taking us for a carvery today so we should get a big feed meaning tonight's tea can just be soup, that will help to use up the bottom of the fridge veg. I have meal planned for the rest of the week as well.
So excited to get started!
ETA - just redeemed a £10 Amazon GV from Shop and Scan rewards so have added this to my Amazon account. I'm saving to buy a tablet for my son, I want to pay for it all with rewards from Shop and Scan/Swagbucks (£65 saved so far, £25 to go!). So that's £10 towards my extra £25 this month alreadyMy debt free diary | Post Office loan: £2827 | Natwest Credit Card: £3362.960 -
Hi,
Can i join in to please,
We have large amount on credit cards. I spent the last year paying off things like the OD but this year I want to HEAVILY reduce my cards :@)
All the advice of here has been great0 -
NinjaSavingKat wrote: »:T:T:THappy Hew Year!!!:T:T:T
Come one, come all to January’s Big Freeze
To move onwards and upwards to move on with ease
To a new beginning to a debt free life
One of no worries, no stress and certainly no strife
So step out of last year to a brand new start
Get ready to give it your full-fledged heart
You are in charge of your own success
Do it well, hit it hard, don’t give anything less!!!
Let The Games Begin and May The Odds Be Ever In Your Favour0 -
Happy New Year! Wish everyone a debt busting 2013! Just checking in and will sit and do figures and work out how to do sig later.0
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Happy new year everyone!!! Woken up this morning ready and raring to go with some money saving. Going to spend the money making our budgeting jars for the months food/fuel etc... with the children (figuring if I get them involved they might get the bug too?!?!?!!?) This month is already incredibly tight as this months wages were paid the week before xmas which in effect means tring to stretch a 4 and a half week wage over 6 weeks but thats what makes this such an ideal time to start. Listed a few bits on ebay last night but seem to have run out of stuff to sell. Had such a good clear out before xmas, I don't know what to try and sell now. The bits I have left seem to be the bits that just aren't selling. Plan to go coin hunting down sofas etc... later towards my £25. Fingers crossed. XXXPay off all your debts by Xmas 2014 #45£1197.48/£12,047 - 9.9%
The Janus Illusion #22
SFD - 5/200
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