January's Big Financial Freeze!!!

kerri_dfw

My other half has just turned round to me and said "I can't go out tonight I don't have any money" to which I quite happily replied "don't be silly we've budgeted for it. You're not drinking so you can drive as you drink the most beer i.e. cost the most. I'm taking my ciders with me and we're not going to any pubs. We'll have food before we go out and you can take some bottles of water from the fridge. If we need to spend any money on anything then we have £8 for gymnastics that isn't on tomorrow we can spend, and we can always half the pub budget for after climbing this week." He then looked really relaxed and all was good in the world again Thanks NSK you've already started working some magic on our little lives here in Cardiff. Happy new Year everyone x

NicNocs

Gulp! Ok, here goes....diving in head first to my first challenge on MSE. You're a tough cookie NSK, but having watched the last couple of challenges I can see that they work so please can I join in this one?

We've no debts as such apart from a huge mortgage. We moved house earlier this year, and we used up all our savings etc to buy the house of our dreams. Our priority this year is to build up our savings again - ideally 6 mortgage payments worth.

I did really well in Sainsburys today......walking past the self serve tills I saw a "coupon slip" in the bin, and unbelievably someone had left/chucked a price match coupon for £4.70!!!!! Needless to say I used it on my shopping today, but am wondering now whether I should have saved it for using in January so it could have gone towards my £25...doh!

Thanks Kat for another fantastic challenge....could someone just advise me how to do signature information as I've never done that before?

Many thanks

Food for family of 4: £200 - £20 = £180 for month
Petrol: £45

nimbo

Nimbo -

can I join please....

I can so do 25 NSD excepting travel...

(I'll live to regret that)...

Iwillsucceed_2

Hello everyone!
Today was my last day of shopping and saying goodbye to M&S! I am learning how to add my signature so I hope I have manage it. I wish all of you a wonderful 2013! May all your wishes come true!

Regards,

I WILL succeed!

fairy3

Hi MinniMoo

Not sure your signature has updated with your figures? Hope you didn't spend ages doing it, like I did. just thought it would be easier to update once a week.
Really feeling inspired with the eight fold challenge and even got excited when I found 20p today then realised it was early...so I put it under the clock so I can 'find' it again tomorrow!

Happy New Year to all

Fairy x

Cranny44

Wow lots of new entrants for january....

Still laid up with flu here mostly dizziness today.... No night out so saving money already..

Will get budget done but looks like it will not be sorted til end of week due to this flu..... But can't go out and spend either so win win...

Happy new year and thanks for setting up another brilliant thread as usual.

NinjaSavingKat

lilian1977 wrote: »

Question - I have a dentists appointment on Thu 3rd Jan and I pay for my prescriptions - do I include this as a spend day?

Nope - meds don't count. Shoulda put that up at the beginning!

NinjaSavingKat

mayfair1985 wrote: »

Just a few quick questions if I may?

I've got a load of eBay items finishing tomorrow. Even though I listed them before, can that go to the 155?

Also, where can I put my survey vouchers? Or am I being cheeky

EBay can count towards January... since it ends in January. Survey vouchers towards you £25 extra.. or did I miss understand the question... Hope thats ok though..

NinjaSavingKat

NicNocs wrote: »

Thanks Kat for another fantastic challenge....could someone just advise me how to do signature information as I've never done that before?

With as many pretty colours as possible! :T...at the top of the screen hit User CP then to the left you will see "edit signature".. write in whateer you want.. how much you have saved so we can sheer you on - what challenges you are in - quotes.. anything you want. Make it unique!:p

NinjaSavingKat

I am getting super excited. More will be written very soon and I will kick this off at midnight!!!