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Shiny New Year, Shiny New Start. The January NSD Challenge
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Another year nearly gone.
As I am getting older I just caNT BELIEVE how quickly the time goes in :eek:
So I think I will go for 15.
Thank you as always to freeby fifty & all the lovely thread updaters:D:T:T:T
& to if for the funny pictures:DI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Aiming high this month please! Starting with 15 and 5 in a rowDo not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Hi Everyone!!!
[STRIKE]
Please sign me up for 25 NSDs!!![/STRIKE]
Sorry - my bad. Just caught up with reading the entire thread and was sorry to hear about the conflict.
Am a strong supporter of NSK and everything that she does for the people who are on her board. She is neither 'precious' nor 'bullheaded' and has always come across as fair and supportive. Certainly she has helped me massively over the course of the last few months. It upsets me that somebody couldn't have just messaged NSK instead of it turning into a name calling exercise by certain individuals.
Anyway - Enough said.
I can see the validity of keeping this thread for people who wish to contribute - and in all honesty - I was finding it difficult to post fully in two places. I think it's amazing work you are doing here and clearly the people who are part of this family feel very well supported also...
I'll wish you all a fond farewell for now - but wish you all every success and good fortune in meeting your challenges!!!
Good luck everyone!!!
:beer:
⭐ DEBT FREE : 18/02/2025 ⭐
Follow your heart & be true to yourself always
My life is full of abundance and prosperity
NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
Be kind - Eat well - Exercise - Be mindful0 -
miss_t ~hope all goes well when you are back at work.
Take care of you.
Cheryl~Good to see you.
You take care tooI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Freeby - Just want to echo what has already been said, you are an absolute star & a total :A & definitely not a moo in any way shape of form, we all love u loads & wouldn't be here without you!!
Just lurrrrve this months prizes too!!Think a long bubble bath might be my reward on Sunday! It will also help me get through the first 2 days back at work - my breakdown was very much work related due to a horrible colleague - and after Christmas Hols, I really don't want to go back but don't want to be signed off either as that will make me feel worse. However, new year, new start and I need to just go back with a new positive outlook and make sure that I don't let my job or the people I work with affect my outlook on life!
I have been through exactly the same thing recently (not quite over yet), so i totally empathise with everything you feel, i don't really have much advice other than to say please rant away on here any time you want, somedays it has only been the support of the amazing posters on here that has kept me going, that & something that Beanie said - just remember that your colleague has small man (or woman?) syndrome, everytime i have problems with my boss now i remember this & it gets me through it!!
CW - great to see you back, it certainly has been an eventful year!!
Now why was i here???? Oh yes, January's target, well it needs to be quite high, but as i want more than one of Freeby's super prizes i think i'll have to start with my usual 15 please.February NSD challenge 5/150 -
Hi, I didn't meet decembers target but would like to try again. so I will declare 10 NSD's in January🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid0 -
rising_from_the_ashes wrote: »I'm too scared to take the Kindle in case I drop it:o - might have to dig out one of the 100s of "real books" I've got to read:rotfl:
You can get waterproof zip bag thingys for the Kindle (have a wee look on Amazon) - mainly meant for people wanting to use Kindles on hols / by the pool etc but would work equally as well in the bath too.
Big hugs to all those who have had a tough 2012, and well done for looking positively into 2013 - for all those with work 'situations' the NSD gang are always on hand to lend and ear, a shoulder, or even a mouldy smelly kipper to slap the perpertrator about the face with if it makes you feel better:D
Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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I have been through exactly the same thing recently (not quite over yet), so i totally empathise with everything you feel, i don't really have much advice other than to say please rant away on here any time you want, somedays it has only been the support of the amazing posters on here that has kept me going, that & something that Beanie said - just remember that your colleague has small man (or woman?) syndrome, everytime i have problems with my boss now i remember this & it gets me through it!!
Will definitely have to do that, it will be small woman syndrome in my case, the worst thing is I am the line manager so should "apparently" be thick skinned about everything but it's just not me!Big hugs to all those who have had a tough 2012, and well done for looking positively into 2013 - for all those with work 'situations' the NSD gang are always on hand to lend and ear, a shoulder, or even a mouldy smelly kipper to slap the perpertrator about the face with if it makes you feel better:D
LOL, a mouldy, smelly kipper would definitely make me feel better! :rotfl: It has already put a huge smile on my face, which hasn't happened in a few days!
In all seriousness though... thank you to everyone for your support! It's nice to know that I have virtual shoulders to cry on if I need them. xxx0 -
Hi
Can I join this please. I am going to go for 15 Nsd days with 4 in a row
Really need to get a hold on our finances and being self employed has not helped our debt problem in 2012
Looking forward to. The challenge and have created by budget spreadsheet today
TracySealed Pot Challenge 7 2014 #204 Target £100
Making Big Financial Changes
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The time you enjoy wasting is not wasted time
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