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Shiny New Year, Shiny New Start. The January NSD Challenge
Comments
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Aww Kittiej, we know you're not a troll - text medium is a hard thing to get a point across in sometimes, and things can get mis-construed easily. You were only defending what you see as a home to many - we all know that. Have a dodgey looking huge from a thread-newby :grouphug: (yes, this now makes me look uber odd I know, sorry!)April 2021 Grocery Challenge 34.29 / 2500
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I have attempted this challenge a few times, but life has a nasty habit of getting in the way:mad:
2013 is the year I'm really aiming to tackle my debts & reduce my spending, so the NSD challenge fits in perfectly!! Can I go for15 NSD please?20p Saver Club #33 60p/£100
Christmas Saving £0/£1300
Saving Target 2014 £25/£10000 -
can you please add me on for 10 NSD? good luck everyone, very giddy to get going!! xx:hello:
June:
Groceries: £530.12/£500 (oops) NSDs 10/10 (yay) Make a payment/wk 2013
Debt: [STRIKE]£20,000/[/STRIKE] £19859
£5 a day £5.95/£155 (pah)0 -
I think we need to move on from sorting out the 'heated discussion' now, dont we? It's bringing down the lightheartedness of this thread.
Everyon knows whats going on, and what rules are in place for both this NSD challenge, and also the January challenge run by NSK.
Anyhow, on that note- today wont be an NSD, as my son is off for a playdate at his friends huse, and we are taking them out for lunch...not a good start! but will do better!!0 -
Good Morning
Front page has been updated again and I think I have got everyone on who wants to be there. As usual can you check I have got you right
Will be back to keep updatingFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Thanks FreeByApril 2021 Grocery Challenge 34.29 / 2500
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moneypenny2k wrote: »I love that idea of 2 separate jars, do you do coins at the end of the day each day or certain days of the week? I think I may have to steal your idea, do you mind? BTW I hope you didn't hurt yourself when you fell of the wagon, I do it all the time, usually only my ego bruised :rotfl:
It's lovely to see names I remember from when I was here ages ago, BigMummaF, Spoony, IWWH...You guys still make me smile.
Hi mp2K,
I do the coins at the end of each day - although I do allow myself to take some of the smaller coins out each day just in case - most days they go straight back into the jars, but always handy to have in case I need to pay for parking etc.
If you want to steal the idea then please go ahead - I'm sure if we stick to it then those lovely pennies will soon be turning into pounds:D.
OodNood"Whether you think you can, or you think you can't -- you're right" - Henry Ford0 -
Hi Spoon
Thanks for the welcome :-)
Freebyfifty, thanks for including me in the challenge.
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Thanks FreeByCandlewick wrote: »Hi Spoon
Thanks for the welcome :-)
Freebyfifty, thanks for including me in the challenge.
CW
You are both very welcome. Good luck to you both :AFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Thanks for the add Freeby :T
shortie did you find out how much an exhaust would be?
A cheery Good Morning to everyone, I can't wait for NYD I find it more exciting than Christmas personally.Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £20000
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