A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

Urgh! Took today off as needed to use up my hols and needed to catch up on study but am shattered and finding focusing hard going because of this.

The key to at least getting something done i think will be on doing a little bit and having a break

I have done some cooking today but kinda needed to as i opened the curtain this morning and there were workmen out front making lots of noise so i hid away in the kitchen for a bit - plus i'd bought the ingredients so am glad i got on with this

Feeling the need to maybe set up a new thread now - i like having a focus and the mortgage will be a positive one to get on with and also encourage me to continue being frugal and getting the most out of things :cool: as well as encouraging me to declutter more!

Ok, small steps for today - do next bit of study, move washing, declutter tops (as well as identifying 1 for sunday outfit :cool:), pop on here again

DedicatedDFW

Decluttering of tops was more of a re-organisation - there is 1 a little worn now but is fine still just not good enough to list on the bay of e - and thats it - i was clearly ruthless last time :eek: I did manage to find 2 suitable tops in there for sunday so that is all sorted now - just need to practice walking in my super high heels :rotfl::rotfl::rotfl:

Next on the list then is the next bit of study - really chunking it down here but at least that gets some done :cool: then washing of pots (again) and jacket declutter

DedicatedDFW

Phew! Before washing up i decided to make the cookies so those bits could be washed up to - except for the tray

jackets checked - none to part with - again i was very thorough last time - couple of things in the 'need to wear more category' so i'll be mindful of that now - there is actually space in that section i've done so pleased with that :T

I've checked banking too

Rightio - next - next bit of study, under sink clear-out, jumper declutter

DedicatedDFW

Plan did not work last time - got study done and then had to go to the shop for a vital item i had missed for tea :eek: came back washed pots, more food prep and i'm now having a relax with a cuppa :coffee:

Then it'll be on with more study, under the sink - finally though i am sort of dreading this and then jumper declutter :cool:

And i seem to have been doing a bit of bidding on the bay of e :eek: 1 item is a gift and the other is something i've wanted for ages - bit anxious on this one but as its described as new and perfect condition then i should be covered if it isn't :cool: It finishes when i'm at work so i've just popped in my maximum bid and left it at that

Still super tired but glad i seem to have achieved at least something today

Chocforever

My family lives around North Yorkshire and I'll be heading up there for a while to see them and some friends. Really looking forward to the break; I should be able to get two weeks off work.

My house move should happen next year. I may make some progress with the house where I have had an offer accepted (but they haven't anywhere to go and won't go into rented accommodation so nothing has happened for months). Otherwise, something else suitable should come on the market. Hardly any houses have come up for sale in the area where I am trying to buy so fingers crossed the market improves in the new year. I may end up transferring to the MFW board with you. I am likely to on there for some time given the amount of money I will have to borrow to buy anything in the area I live in!

DedicatedDFW

Hey Chocs, xmas sounds fab and a good break too :T Urgh! So sorry house move is dragging on for you - I owe ALOT on my very small house so know what you mean about expensive areas to buy in.

I do need to set up a new thread for the focus really - just too tired to do it right now i think :rotfl::rotfl:

DedicatedDFW

Urgh! Long and horrid day today. I've also wasted about an hour going into a shop to buy an xmas prezzie on behalf of someone else - they didn't have 1 of the 2 things needed so bought 1 and agreed to go on-line for the other took ages to locate and select the item as the site seemed to want to keep taking me to a page i didn't want to be on and then i found i was going to be charged for delivery Aaaargh! If i'd left it to buy both things on-lone delivery would have been free So not ordered and can see me having to run round trying to find this item now. grump.

Am also very tired so not sure what i'll achieve today

DedicatedDFW

Hi Everyone,

Hope all are well?

I haven't really achieved anything since last week. I have been ill and this has left me feeling completely run down - yesterday i rested the whole day and was really disappointed when i got up this morning realising i'd not achieved anything at all I am still feeling very run down though

I have got the washing done - thats been about it.

I did remember to weigh myself and will do this each week now as weight loss becomes the new focus for me :cool: Along with the mortgage :cool:

I won the item i bid on on the bay of e :eek: just got to pay for it now :eek: - i have some birthday money left so will use some of that

Problems on the bay of e again - had to do a refund for an item not received but i know it happens and i've actually ordered something as a gift and i've not got it either - will give it a few more days then i'll need to open a case too Also had someone bid with me but know they will leave me bad feedback due to a message i've already had off them as they paid Nothing at all to do with the item as my description etc. was accurate as always.

I've had breakfast today - will wash pots and then shower to get ready for the day - hopefully feel brighter and more energetic soon x

Chocforever

Sorry to read that you have been ill and are consequently feeling run down. When do you finish work for the Christmas holidays? How long are you able to take as holiday?

I know you have mentioned before that you are unhappy with your weight. You have inserted 9st 9lb in your signature. Is that your current weight? It doesn't seem like much if it is (and I say that as someone who is more or less the same weight). Do you think that changing your diet could improve your health problems?

Take care of yourself x

brizzledfw

Hope you feel chirpier soonDDFW..

How about a run this week..