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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can't believe I missed it - congratulations :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Chocforever
    Chocforever Posts: 770 Forumite
    Part of the Furniture
    Well done on finishing and submitting the assignment :j
    I hope you have a nice weekend planned and can relax a bit before the next assignment.

    Best wishes x
    Mortgage, draw down Sept 2014: £222,000

    Now: £173,229
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    HUUUUUGE CONGRATULATIONS ON BEING DEBT-FREE!! :beer::beer:
    Congratulations on finishing your assignment too, it's been a very good week for you :):) x


    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    What's in store for the weekend?? :) sleep??:rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Well done, Dedicated. You are on fire this week! :D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    slowlyfading wrote: »
    Can't believe I missed it - congratulations :j :j

    Thanks SF :D Good to see you again too x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Chocforever wrote: »
    Well done on finishing and submitting the assignment :j
    I hope you have a nice weekend planned and can relax a bit before the next assignment.

    Best wishes x

    Thanks Chocs busy today but a bit of a chill-ax planned after that :) How are you? What are you up to this weekend?
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    HappyNow wrote: »
    HUUUUUGE CONGRATULATIONS ON BEING DEBT-FREE!! :beer::beer:
    Congratulations on finishing your assignment too, it's been a very good week for you :):) x


    Thanks for stopping by and the well wishes happynow, i know you've alot on at the mo xx
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    brizzledfw wrote: »
    What's in store for the weekend?? :) sleep??:rotfl:

    Hi brizzle - i wish :rotfl::rotfl::rotfl: I've been out helping family for much of the day, done the grocery shop, cleaned alot of the house - still some to do, made tea and really need to crack on with some more study :eek: Going to start now and pop in here for much needed breaks ;)

    I spent some money today :eek: 2 pairs of jeans, 1 jumper, 1 pants and 1 cardigan grand total: £70.97 and 1 gift which was £15 oh and some much needed make-up but used a voucher for that so not actual money. It really feels like i've splurged but i needed the jeans, pants and jumper after finally admitting to my size - next challenge will be fitness / healthy eating which i hope will bring a trimmer me :o I've not tried the cardigan on yet so may return and all items i got were from sale or discount and i think i did pretty well :) Of course no more clothing spends this year now - hope my tummy / thighs are listening to this too ;)

    I am happy with the spends except the cardi - i've needed 1 for ages its just that i've not tried it on yet so am undecided :cool:

    Also, i've been ill for ages now and had the heating on a lot as a result :( It feels like the start of flu so like i'm getting the chills / achey but not fully developing into that so that i can't get rid of it. Added to that the constant sickness of late and i am not feeling on fire but do appreciate the sentiment PB :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Take care of yourself :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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