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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you had a good day yesterday :)

    I still say go for the job - you can always turn it down if it doesn't suit. You'd be able to find out more about the requirements if you were offered an interview.

    I'm not being overly productive this weekend, so trying to do a few small bits around lots of resting!

    Have a good day!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hi Dedicated! :wave:

    Blimey - you're sticking more on your plate already?! I guess you could go for the interview and see where it leads, but surely your number one priority at the minute needs to be getting your health in order...which you are doing, I know, but perhaps a bit more down time might help?!

    And it's free listings this weekend on bay of E: enjoy! :D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hey Guys - lovely to pop in and see you all on here :D

    i have been up a couple of hours although i am still tired but it is my only lie-in of the week :) I've not done that much in that time though - just easing myself into the day - got the pots done, completed a survey and screened out of 3 others.

    Decided to get on the case for the london trip and sat myself down and found the best seats for the show my Mr wants to go and see - duly booked :T But grief how i very much dislike those automated phone thingys :mad: Still to sort out travel and accomodation.

    I've also caught up on some notes for OU, put some rubbish out but i've not eaten yet :eek: So i'm going to put that right now ;)

    Today will see me continuing to sort out the woollens - think there's just 1 item heading to the carbooty - might move onto skirts and shorts after that... we'll see... this is the stuff that will give me a break and take me away from my nvq stuff so that i'll hopefully return rejuvinated ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ok i've now eaten but am fairly un-motivated rather than demotivated today...

    Plan to get me going is:-

    go and return clothes from spare room to bed and put at least 5 jumpers / cardi's away after making decisions on them
    lift out nvq stuff and do at least 3 pages (took 30mins just for this the other day :eek:)
    File away old TMA's
    wash pots - it never ends!!!
    cuppa
    3 pages nvq
    move 5 more jumpers / cardi's (if there's that many left)
    hand washing :(
    3 pages nvq

    And then or even before then i'll update and see where i'm up to and tweak as necessary ;)

    Legs are incredibly achey after the snow hike yesterday - will be good to get out for a run next week but i am no good for this today - i can barely walk! :rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    scrap that :o I've completed 10 nvq questions but have put it away and will do it in my lunch in work - it is too much like working on my day off and making me think about work which i don't like to do :(

    I've also put in a complaint :o will see what they come back with - shame i didn't feel i could put in about the person i spoke to sounding only half awake :mad:

    Up to 5 newly listed items on the bay of e. Jotted down some more OU notes, pots are washed, jumpers and cardi's are sorted. Right, time to move TMA stuff, handwashing to be done and then next section of OU to move onto. Also skirts etc. to sort through - will be good if i find any more bay of e stuff :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 3 February 2013 at 4:58PM
    This weeks To Do List:

    Ring 1 agency and arrange to go in and discuss cv and job opportunities

    [STRIKE]Check for MS's [/STRIKE] Done!

    [STRIKE]Check what i need to do on MS's[/STRIKE] Done!

    [STRIKE]30MINS on 2012-13 tax return - ensure s/s up todate [/STRIKE][STRIKE]
    and double check claimables on HMRC website[/STRIKE] Done! Great stuff :D i like making sure everything is up to date :T

    [STRIKE]Do MS's[/STRIKE] Scrapped as noted 28/01

    Start TMA04 re-read requirements and am stuck stuck stuck

    Chase Cashback :mad:

    [STRIKE]Contact about evoucher if it doesn't arrive[/STRIKE] It arrived!! :T Done!

    [STRIKE]Finish workbook2 NVQ at work in lunch 1 [/STRIKE][STRIKE]
    hour done and 9 pages in, NOW 2 hours done and 11 pages in :([/STRIKE] Carry over into nexk week 1/2 way there and very time consuming :mad:

    [STRIKE]Start NVQ workbook1 from where got up to last time in [/STRIKE][STRIKE]
    lunch at work [/STRIKE] Taken hol - work through in feb and complete

    [STRIKE]Do next section of OU workbook [/STRIKE]Done!

    [STRIKE]Clear bag from spare room [/STRIKE]Done!

    [STRIKE]List £14 of items on bay of e[/STRIKE] Done! £21 set up for FLW :D

    [STRIKE]Check banking[/STRIKE] Done!

    [STRIKE]Write up 2 sections of notes[/STRIKE] Done!

    [STRIKE]Re-visit questions on OU course [/STRIKE] Done! MORE TO DO THOUGH!

    Clear the dumping ground of doom! started

    [STRIKE]Sort leggings[/STRIKE] Done

    [STRIKE]Sort Tops - changed to clearing and sorting 3
    drawers
    [/STRIKE] Done!


    Do letter following tax return

    Start re-housing the box of all things

    [STRIKE]1 month review of this years goals[/STRIKE] Done!
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I got through alot of the things i wanted to so that is good - anything not completed for various reasons gets put onto this weeks to do list as previous post.

    I not only finished sorting jumpers and cardi's but also did all shorts and skirts :T So that is another section once again culled and organised :T

    I've been screened out of surveys and checked again for MS opportunities but none to apply for - actually i *must* check again tomorrow as there'll probably be a couple i can put in for :D if they are re-set with better dates for me :)

    Going to grab my book and have a bit of a read / watch a bit of tv and eat cake - multi-tasking and decluttering all at the same time :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on all you've achieved! Enjoy your book and cake, sounds like a fab end to the weekend :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh, what cake? :D enjoy your evening x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Thanks slowly :D Did have a nice evening but i had gotten a bit too tired to make the most of it sadly :o Cake was a scrummy slice of celebration cake i'd snaffled :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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