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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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  • I've got loads of stuff to ou sell, Dedicated, but I never seem to get round to doing it! I have given a fair bit of stuff away to charity to declutter (which is desperately needed) and some of it I think could have sold, but other stuff I don't think would sell. I need motivation. And time. How do you fit it all in?! x
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the listings! And all the LBMs as well :)

    Just google the exclusion diet info, I bet there's loads out there, you can always buy a book later if you need to. Or borrow one from a library, you can order it in if they don't hold it.

    Positive vibes for the assignment :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I've got loads of stuff to ou sell, Dedicated, but I never seem to get round to doing it! I have given a fair bit of stuff away to charity to declutter (which is desperately needed) and some of it I think could have sold, but other stuff I don't think would sell. I need motivation. And time. How do you fit it all in?! x

    I don't know that i do PB - possibly why i always seem to be living in a bit of CHAOS :o With the listings i tend to push myself to get a few bits on when i've decided they are no longer needed / wanted - the motivation is that it frees up space and room making living in my home easier as its tidier and brings in some much needed funds ;) I just do a bit at a time. Sometimes i pay for listings and others i just set up ready to go on when its a FLW. I think doing bits at a time rather than loads in one go makes it easier IMHO but that'll work differently for others too x What motivates you PB if its challenges we could set a little one up if you want? x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil wrote: »
    Well done on the listings! And all the LBMs as well :)

    Just google the exclusion diet info, I bet there's loads out there, you can always buy a book later if you need to. Or borrow one from a library, you can order it in if they don't hold it.

    Positive vibes for the assignment :)

    Thanks jwil :D i had thought of google but to be honest i know what i'm like :o i prefer a book for these things as you say the library is a good solution - i'll drag myself there after my assignment to put it on order if its not in :D

    Assignment :eek: awaiting tutors response to what i've put in before finalising and a whole lot of polishing up :eek:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • So a very slow start to the day from me :o i am *tired* i would've loved a lie in but had to go out early and then this got cancelled after i was already up!

    I've been browsing on here whilst getting the pictures added onto the items i set up for listing this weekend - not sure if its because its a better camera or because the comp really needs replacing or if its the bay of e but they take ages to load!

    I should have needed to do a spend (in a shop where i just can't seem to leave the bargains alone :o) for the tights i need. I don't have the cash anyway but have come up with solution of spending vouchers to get them - this way its a different shop i can go in and its essentially free :T this shop will be a bit dearer but as i'm using vouchers anyway and the quality is better that is fine :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • *reminder to self to lift out other leggings for bay of e* - at least its progress :) i had 20 pairs - 2 ruined by the hairdresser have been binned, then i counted up and had 18 - 1 listed and another as my reminder waiting to be listed :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Vouchers are always good :)

    20 pairs of leggings - wow!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I don't know that i do PB - possibly why i always seem to be living in a bit of CHAOS :o With the listings i tend to push myself to get a few bits on when i've decided they are no longer needed / wanted - the motivation is that it frees up space and room making living in my home easier as its tidier and brings in some much needed funds ;) I just do a bit at a time. Sometimes i pay for listings and others i just set up ready to go on when its a FLW. I think doing bits at a time rather than loads in one go makes it easier IMHO but that'll work differently for others too x What motivates you PB if its challenges we could set a little one up if you want? x

    I think they do...I have been following the toiletries/books challenges for a while and now I've got into a routine I seem to be doing pretty well. I always seem to be waiting for the next free listings weekend with Ebay, but that's a silly thing to do as it's no guarantee of anything, although it's a good idea for items that I'm not sure will sell. Perhaps a challenge isn't a bad idea. What do you suggest?

    And 20 pairs of leggins....some ballet companies have less! :rotfl: ;)
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • Leggings :rotfl::rotfl::rotfl: Seriously i have way too much stuff!! that i need help to part with :o I've even searched around on-line for helpful info. on capsule wardrobes but to no avail :o

    E-bay challenge :think: what do you think about finding and listing 20 items this month ? (nearly 1 a day ;)) Is that too many or too few ? What i tend to do is put what i've selected together in a bag ready to list. I then find some motivation from somewhere and start listing - if i'm happy with a 99p start i list it straight away, sometimes i'll pay for listings and other times i schedule the listing for later on but then if a FLW happens i just cancel the scheduled start time :cool:

    Let me know what you think and we can keep track of how we get on :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Morning World! Completely shattered this morning - i have a terrible cough and it was keeping me awake in the night :(

    Still struggling on the next assignment and the deadline is looming - awaiting a response from my tutor before i crack on with it - if i've not had a reply by friday i'll chase them up. In the meantime i'm looking ahead at what else i need to do *yikes* :eek:

    Am not going to count the 11 things i got ready for the bay of e challenge so i'll need to start finding some things to part with. I also have a pretty hectic social life (for me) this week so i'd better get on with it whilst i can ;)

    Hope everyone is good xx
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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