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Pay ALL your debt off by Xmas 2013

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  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    I've just been having a discussion with the OH re: farmers market...both of us have decided we've never tasted carrotier carrots than the ones we get from our farmer although we have no idea how much 3 carrots should cost...does anyone know the price of carrots?

    I buy a big bag in co-0p for £1 that usually has 12 - 14 carrots in it (dependent on size)
    Also does anyone know if any sites by broken tablets??
    I have been finding using a diary helpful to write down all my spending, it has been keeping me motivated to try and not spend anything unless absolutely necessary!!
    Very positive smiley week this week going to post my payments etc towards the end of the month.

    Sell the tablet on fleabag as spares or repair, people on there love broken electricals, just don't be specific on the problem, just say it doesn't switch on, no idea what's wrong with it.
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Could I join please? My goal is

    £4300

    This is our last debt, a loan, it might be tight for us to do it all, but even a making a big dent in it would be great :)





  • Now that I know my debt, I would like to join please. I'm in Australian dollars, I promise to convert at the end of the year to add onto the total.

    This shouldn't be too tricky at the moment, but we're - gulp - probably about to buy an investment property, so things will be tighter. But I am determined to pay this debt off either way and not have it subsumed into the bigger mortgage debt that's coming our way.

    So please $AU8,000.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    rebeja wrote: »
    hiya I'm new to this can I join?

    my total is

    15323:)
    How do I join this? What is the number everyone is quoting? Newbie so apologies for not understanding!

    Hello both of you :wave: I've added you and Newleywed the numbers are on the first page about 4 posts down :)
    Now that I know my debt, I would like to join please. I'm in Australian dollars, I promise to convert at the end of the year to add onto the total.

    This shouldn't be too tricky at the moment, but we're - gulp - probably about to buy an investment property, so things will be tighter. But I am determined to pay this debt off either way and not have it subsumed into the bigger mortgage debt that's coming our way.

    So please $AU8,000.

    Hi :wave: I'm going to have to confess here that I don't know how to do dollars on my spreadsheet :o I have put you down for the same amount in £s for the moment...sorry...will have a play later!

    I am still a bit poorly but think I should try and go back to work as I was off Thurs and Fri and noone will believe me :rotfl:

    Have a good day everyone :)
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    hi first payment made yay!!
    86# £72.07/£4500
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • fennmad
    fennmad Posts: 83 Forumite
    Morning All, well I shocked myself yesterday. My normal weekly shop is between £60-80 for 2 of us. Yesterday I had a quick look in the cupboards and decided there is way to much food in there which we need to use. So off I went to Mr A and came out only spending £12!!! I could not believe it.

    All ways go in planning to only get what I need but never do. The amount of stuff in my cupboards I should be able to do this next week too, well as long as I have my blinkers on again!

    I know a lot of you have mentioned the grocery challenge, what is this please?
    2017 Challenges
    DFBX17 #14 £70.14/£21,321
    Xmas 2017 #37 £0/£352

    DFBX14 No.81 £2572.28/£9611.51
    £2 Savers Club #74 £84/£300
  • choclover
    choclover Posts: 522 Forumite
    Morning all, minimum payment to cc gone out today so I have an update:

    #027 £360.56/£6,000.00 (6.01%)
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • HelenPie
    HelenPie Posts: 502 Forumite
    kerri_dfw wrote: »
    I've just realised that you pronounce choclover as choc lover, not cho clover like I've been doing for the past year....oops! Sorry! Makes a LOT more sense now :)

    Busy playing catch up but :rotfl: to this. If it makes you feel better I thought the same for ages and just figured it out a few months back :p
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    HelenPie wrote: »
    Busy playing catch up but :rotfl: to this. If it makes you feel better I thought the same for ages and just figured it out a few months back :p
    I'm glad I'm not the only one, I spent all year thinking it too haha!

    NSD today for me :D I'm just about to write my to-do list, which includes 6 weeks of timecards (naughty, naughty!) Hope everyone has a fab Monday :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • New and feeling a bit overawed by all these lovely people paying off money. I'm self employed and my husband is unemployed. We fall into the trap thing because we are together he can't get benefits blah blah so it's a struggle which is why we have the debts - mainly food and petrol. We don't have holidays or have a social life so nothing to cut back on there and can't cut down on school bus passes and food but inspired by a few ideas and still going to try.
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
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