Pay ALL your debt off by Xmas 2013

StressedSteph

fennmad wrote: »

Morning All, well I shocked myself yesterday. My normal weekly shop is between £60-80 for 2 of us. Yesterday I had a quick look in the cupboards and decided there is way to much food in there which we need to use. So off I went to Mr A and came out only spending £12!!! I could not believe it.

All ways go in planning to only get what I need but never do. The amount of stuff in my cupboards I should be able to do this next week too, well as long as I have my blinkers on again!

I know a lot of you have mentioned the grocery challenge, what is this please?

Hi Fennmad,

Its in the "Old Style Money Saving" Section. Here is it:-

https://forums.moneysavingexpert.com/discussion/4341023

You declare what your weekly or monthly grocery maximum spend will be. and then you can chat to the others about your progress.

At the beginning of the thread there are also LOADS of fabulous frugal recipes if you are stuck for what to cook with what you have left.

We are a family of 4 and we are surviving on a £200 monthly shop. :eek:. not too bad as long as you are nifty at home baking xx

Good luck

eddi

SpagBol wrote: »

Hi eddi :wave: you are #107

Yay thanks SpagBol :beer:

Kerfuffle wrote: »

So previously you were reading and posting but not doing anything else, and now you're just reading, but not posting or doing anything else? :rotfl:I love it, now I feel soooooo much better

:rotfl: Yes it didn't make the most amount of sense did it. Essentially I'm now back to reading AND posting and not doing much else ...at least for a while.

I got funding awarded to do two courses on the Open University which I start in March and after passing (hopefully) early 2014 I hope to continue towards a degree in Psychology. So after March if I'm spotted on the forum I should be quizzed as to the complete-ness of my assignments :rotfl: I haven't been a student for a *cough* long while so I know it's going to be tough.

his_missus

Hi all!

WOW! This thread has been moving so quickly this weekend, it's taken me an hour to catch up.

Haven't got any debt-busting to announce, this post is more just a marker for myself so I know how far I've read :rotfl:

affordmylife

with calculating interested i dont bother. if i pay of £512 and the £12 is interest i just declare on my totals £500 paid. the odd £12 is just random money ive spent that month iyswim.

thats just how i do it xx

choclover

kerri_dfw wrote: »

I'm glad I'm not the only one, I spent all year thinking it too haha!

better than c*cklover - now who was that last year? I can't remember :rotfl:

recurrent-ostrich

c*cklover! :eek::rotfl::rotfl::rotfl:

Am patiently waiting for my BT's to go through for the 0% cc. I thought they might go through on the same day, but am now thinking it might take longer. :mad: you'd think that now you can do faster payments, that they could get a shimmy on with them really.

recurrent-ostrich

Although, many moons ago I used to have a usename that was ex essex chick. Cause I'm a chick who originally comes from Essex. exessexchick, yes?

binned it when someone told me they'd always read it as excess sex chick. :eek::rotfl:

StressedSteph

his_missus wrote: »

Hi all!

WOW! This thread has been moving so quickly this weekend, it's taken me an hour to catch up.

Haven't got any debt-busting to announce, this post is more just a marker for myself so I know how far I've read :rotfl:

REALLY stupid question, but how do you automatically find where you last read up to. I have a TOTAL nightmare trying to find where I last posted.

I end up clicking on all the "Thanks" buttons to try to find where I read to, but it can take ages.

SpagBol

utopiah wrote: »

hi first payment made yay!!
86# £72.07/£4500

Well done :T

his_missus wrote: »

Hi all!

WOW! This thread has been moving so quickly this weekend, it's taken me an hour to catch up.

Haven't got any debt-busting to announce, this post is more just a marker for myself so I know how far I've read :rotfl:

:rotfl:

choclover wrote: »

better than c*cklover - now who was that last year? I can't remember :rotfl:

Lol at this (except surely that should be !!!!lover?!) and excess sex chick :rotfl::rotfl: Kinda up there with slag oil!

SpagBol

StressedSteph wrote: »

REALLY stupid question, but how do you automatically find where you last read up to. I have a TOTAL nightmare trying to find where I last posted.

I end up clicking on all the "Thanks" buttons to try to find where I read to, but it can take ages.

I do it with the thanks thing too!