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Pay ALL your debt off by Xmas 2013

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  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Mini Cooper - I offered to help a couple days/pages back. I'm online most days and pretty spreadsheet confident :) x
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • choclover welcome back! Don't worry about falling off the wagon, sometimes you need to just focus on one thing at a time, and I hope you have managed to sort out whatever is affecting your personal life!

    Hey thanks minicooper it's a lot better than what it was, still not 100% and I don't think it ever will be, but the debt has to take priorty again as it's got out of control.
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Well i've gone through all our figures and it's not looking good. Baring in mind our total debt was £19520.26 (from sig) it is now £25535.86. And it doesn't stop there, I haven't included three debts - littlewoods as i find it way to hard to track, and two account with a dca as there's not a lot I can do with those and they are at 0% anyway. So things are pretty bad :(

    I think what I'm gonna do is wait for the new thread for 2014, whoever is so gracious to take the reigns, and declare my figure then.
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Jonesy88 wrote: »
    Mini Cooper - I offered to help a couple days/pages back. I'm online most days and pretty spreadsheet confident :) x

    No sooner had I submitted my post, and I forgot to go back and double check it was you! It's been a long week.... But this sounds like a good plan. Will PM both of you to see what we can sort out.
    choclover wrote: »
    Hey thanks minicooper it's a lot better than what it was, still not 100% and I don't think it ever will be, but the debt has to take priorty again as it's got out of control.

    Sorry to hear that. Sending hugs if you need them :grouphug:
  • No sooner had I submitted my post, and I forgot to go back and double check it was you! It's been a long week.... But this sounds like a good plan. Will PM both of you to see what we can sort out.

    Okey dokey - happy to help :beer:
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    for goodness sake, these bloomin wisdom teeth! the ones on the right decided theyre not hurting enough so now ive got 3 causing me grief. and its the work xmas lunch today, boo.

    the mould in the bedroom has stuffed my chest up i think, i was bleaching it last night ... need a mask!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    CONGRATS TO VW CAMPERVAN MUM & STEFTHEWISE!

    Sorry I've been AWOL, I'm busy nesting. The house is the tidiest it has ever been, OH is very happy with me :) seeing how I'm the messy one :p

    The craft supplies are coming into lots of use though. I've made toys, a hat, currently making a baby blanket and a quilt! Oh and I've made artwork for the nursery walls :) Baby is due on the 1st Jan, she's already dropped into my pelvis and fully engaged *read as locked & loaded*

    My concentration span seems to reach as far as the pregnancy thread and doing things for the baby at the moment. Sorry everyone, I am trying to read this thread too :) xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • :rotfl::rotfl: oh I just love trolls. Ultimately just trying to somehow make them feel better about them self, which is just a pretty insecure thing to do! Happy we could be here to help :)

    I've had a pretty bad day at work today. And only half a day tomorrow to sort it all. On an annoying note, i've been working about a day of overtime each week at the moment, unpaid, and just found out similar colleagues are getting paid for it! *grumbles*
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :rotfl::rotfl: oh I just love trolls. Ultimately just trying to somehow make them feel better about them self, which is just a pretty insecure thing to do! Happy we could be here to help :)

    I've had a pretty bad day at work today. And only half a day tomorrow to sort it all. On an annoying note, i've been working about a day of overtime each week at the moment, unpaid, and just found out similar colleagues are getting paid for it! *grumbles*

    That's not good. Can you get the hours backdated?
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • 32b3in2013 wrote: »
    That's not good. Can you get the hours backdated?

    I dunno, I did it voluntarily at the time, so I'm not going to make a huge fuss about it. I might just ask if I can get some overtime in January though - it'll be just as busy, and it will make up for some of the time I've been giving away just now.
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