Pay ALL your debt off by Xmas 2013

recurrent-ostrich

Can declare for the year, total cleared was £5580 off an amended starting figure as halfway through I decided to fess up about ALL the debts including overdraft! We've knocked about 13% off our starting figure of debt this year, and we're now 26% down on where we were when it was at it's highest, which is better than I'd thought we'd done.
Next year, we want to clear £10K.

choclover

Yay! Payday for us! Sent a load of stuff off to music magpie, probably three weeks ago now and are still waiting for the money, grrrr!

Jonesy88

I've arranged to pay the early settlement figure on our joint loan . This will push me into my overdraft by £250 so it won't be properly gone until that's cleared but it feels good to say the loan's now paid off. The £250 will hopefully be cleared by the end of this challenge as i'm still aiming to have 65% paid off by NYE.

Just the car to go now :j

#146: £6300/£10000 63%

:xmassign:

amr547

i wonder if i have forgotten to pay something as i still have 200 quid left! how did that happen???

i am paying off the catalogue #2 on payday (tuesday), then i will be able to declare my total for next year i think i will focus on three remaining debts, the fourth is catalogue #1 i am not too fussed about. so that is my sofas, my car, and my OUSBA fees.

32b3in2013

minicooper272 wrote: »

I dunno, I did it voluntarily at the time, so I'm not going to make a huge fuss about it. I might just ask if I can get some overtime in January though - it'll be just as busy, and it will make up for some of the time I've been giving away just now.

Ah well, hopefully they will start paying in the new year x

minicooper272

On second thoughts, maybe I won't be claiming overtime in January. We missed out on a key project, which could potentially lead to a few job losses (up to 50)

amr547

minicooper272 wrote: »

On second thoughts, maybe I won't be claiming overtime in January. We missed out on a key project, which could potentially lead to a few job losses (up to 50)

oh crap fingers crossed nobody loses their job xxx

£31.05 cashback payable :j that will do nicely

affordmylife

hey everyone. im definitely in for 2014. am happy with anyone that wants to run it as long as its not me he he x


no idea of the damage yet except I doubt its any less than I started 2013 with.


im definitely going to do it next year. really definitely x

amr547

affordmylife wrote: »

hey everyone. im definitely in for 2014. am happy with anyone that wants to run it as long as its not me he he x


no idea of the damage yet except I doubt its any less than I started 2013 with.


im definitely going to do it next year. really definitely x

me too, all of it!

minicooper272

Ooo, I'm getting quite excited for the new challenge now! I have the spreadsheet ready and raring to go but will wait to get new numbers assigned on the new thread. We will post a link here when it's ready to go - just a few more days!

Everyone that is coming forward, it's worth deciding whether you want to carry forward your existing totals (i.e. I'm currently at £2175/3250) or whether you want to start afresh with a new total (i.e. £0/1075)