Pay ALL your debt off by Xmas 2013

LoveaDove

:j:j Congratulations Armchairexpert!! :j:j

Super duper news!! What a great Christmas present!!

mini -What can/ can't admins do?

Jonesy88

I'd be happy to admin/help if you need me
I'm determined to pay off my car in the 2014 challenge.

amr547

Jonesy88 wrote: »

I'd be happy to admin/help if you need me
I'm determined to pay off my car in the 2014 challenge.

me too! (to the second one - not enoguh hours in the day for admin :rotfl:)

amr547

next year... there will be no lending of money or items belonging to me/my O/H. had two garden chairs essentially stolen by some "friends"... they've moved away without giving them back despite us asking for them a couple of weeks ago! the cheek of it. i'm feeling quite upset about it. they're only chairs but it's the principle.

minicooper272

:j I've been recommended for promotion today :j

It was due anyway, it's related to how long I've been with the company more than anything else, but it's still nice!

Thanks for the offer to help with admin - I am not sure what it means really :rotfl: I think it just means that when I write the first few posts, I give others the right to edit them, and that means I can hand over the spreadsheet and someone else can update the front page. At the moment, all I do is update the spreadsheet and Spag is the only one that can update the front page totals. I will investigate and let you know!

I thought last year the thread was set up around the 27th? I will be finished with work on the 20th, so will set it up some time between then and Christmas.

parsniphead

Congratulations on the promotion Minicooper.

And congratulations armchairexpert.

Getting prepared for the next push in the new year.

Determined_diva

Hi all

Checking in to say congrats to armchairexpert on becoming debt free and also to mini copper on the promotion! Woo hoo

I can't wait to get stuck into 2014 I want to able to say I am debt free too!
DDx

amr547

need to have a maaassive de-clutter this weekend! going to be ruthless and get rid of stuff i really dont need. will see if any family members can make use of my old size 10s!

minicooper272

amr547 wrote: »

need to have a maaassive de-clutter this weekend! going to be ruthless and get rid of stuff i really dont need. will see if any family members can make use of my old size 10s!

I agree, I need to have a big de-clutter too. Wish I had ever owned anything size 10 to give away though :rotfl:

I have quite a lot of clothes that I don't want to get rid of but don't wear often enough to justify all the drawer space... I think I feel a new years resolution coming on to stop buying things until the old one falls apart (and not replace half of them).

rogueylawyer

Well I have looked back at this year, and paying off my debt was a massive fail - I've doubled it instead.

I've refinanced my credit cards to put almost everything on a 0% deal for the next 2.5 years, and now have a new job that means (theoretically) I should be in a good position to start paying everything off. It won't get shifts in a year, but I plan on being one of the first through the door when the 2014 thread starts up…