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Pay ALL your debt off by Xmas 2013

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Comments

  • Well done parsniphead like me you haven't quite done it but a huge achievement anyway.
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Its been a long time since i posted, most lovely as i have been ignoring my debt.
    I have just done some quick adding up and i reckon i am still no further forward than stated on page 1.
    No chance of getting on top of things before xmas so i think i Eil have to aim for paying off my debts by xmas 2014 :(
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • nomi01 wrote: »
    Its been a long time since i posted, most lovely as i have been ignoring my debt.
    I have just done some quick adding up and i reckon i am still no further forward than stated on page 1.
    No chance of getting on top of things before xmas so i think i Eil have to aim for paying off my debts by xmas 2014 :(

    You and me both. Am looking for a debt free date in 1000 days, I calculated today.
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • parsniphead this is always a hard month to scrape together the usual minimum payments anyway, well done for what you've paid off! Will see you for the 2014 challenge!

    Nomi don't feel bad about not paying everything off, a lot of us will be here in 2014. I think we should always feel proud that we haven't put ourselves more into debt. You've paid off £1000+ and that's still very good!

    I've been staying with an amazingly minimalistic friend this weekend, without drawers bursting at the seams, and books crammed into every corner. Very jealous, and going to make 2014 the year to focus on being less frivolous with my purchases. Fewer, better quality, it's the way forward :A
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    mini- thanks for the kind words and support. i fully intend to stick at it. i would like to start building a little rainy day fund once all other debt is paid. i plan to do some online auction selling and overtime at work to boost things a bit.
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    I've still got one student bursary payment left before 24th and I also get paid on that day, so i'll be declaring my final figure then!

    Watch this space :rotfl::rotfl:

    PS Cograts to spag bol and the others who have paid off their debt.

    My sister is having to be induced today as her waters broke 40+ hours ago and no movement!

    Can't wait to be an auntie! :T:T
    In debt no more!
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Exciting times loubie_lou!

    I too will be here for the 2014 challenge - bring it on :)
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • Exciting times Loubie_lou - I'll be checking in regularly!

    Been watching the latest episode of Dispatches on discount shopping. I think it will make my new years resolution easier!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    c'mon lottery ticket, make me rich tonight!
  • I have just been mooching on the first page. So many people have paid off in full which is really encouraging.

    I have no spare to pay off any more this month so my final figure is done. I really can't wait to get started next year as this is the only thread/challenge I have stuck to.

    Thanks everyone and happy Christmas to you all.:beer::T

    Hello Parsnip,

    I read your post and looked too. Well done so many of you! I have failed rather spectacularly. But will be back fighting next year!

    I need to make more everyday sacrifices I think. All the pennies add up. Fewer meals out and clothes. I am good with taking lunch in, and generally shopping at cheap places, but have cupboards full of stuff! Got to get better at buying less!
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
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