Pay ALL your debt off by Xmas 2013

recurrent-ostrich

SpagBol wrote: »

Rodders

:rotfl::rotfl::rotfl:

Waywardbird

Hi spagbol could you please change my debt total to £2396.77 from £3208.65 and the payment #33 £200/£2396.77

Thank you

vw_campervan_mum

Quick update after car purchase - then I am going to try to catch up with this speedy thread

# 234 £10018/£12468 80% paid off

I have only gone back 4% and fingers crossed new car is a good one. I only have to pay out £550 so I hope this lasts a year. It is fun to have a new-to-me car:D

Hope to be debt free by Easter and start on savings then.

[Deleted User]

Please can I join? I joined in 2012 and although I didn't update as often as I should do the thread really helped me focus and I managed to get down to the 50% payment I wanted to.

As the New Year starts I would like to declare current debt at £10888.04 - itemised in my signature. Part of the money I owe is actually due to an American loan which is calculated in dollars. Whenever I'm think about it I use the £1 - $1.50 exchange rate just in case the dollar falls from its current $1.58. I would rather over declare due to exchange rate than under declare :-)

Currently working on a budget for the coming year so hope that I can take some money off that amount later on tonight.

amr547

Trying to get my Equifax and Noddle/CallCredit scores and I need a bloomin' Visa card to pay!

Any idea why they can't verify your identity with Maestro? Would've thought they were the same thing! Going into Santander tomorrow to change my address. Went in this evening but they were flippin' useless, now I remember why I left them in the first place! (Even though they didn't close down my account like I asked them)

SpagBol

Anyone struggling with food budgets read this thread:

https://forums.moneysavingexpert.com/discussion/comment/58361301#Comment_58361301

kerri_dfw

moaning_myrtle wrote: »

I like this idea of taking all the money out that is variable ie food & petrol. But I do worry that we don't have any with us, or don't have enough, because hubby has some....it will take some thinking but I like this idea.

We only take it out on a weekly basis so we don't have loads of cash sitting around the house, and if we get stuck somewhere we can use the joint account card in an emergency i.e. if we run low on petrol. We haven't been anywhere really this week, so we haven't withdrawn anything yet. But we'll have to go shopping on Sunday at the farmers market so will start it then, exciting and scary! I shall keep you updated.

vw_campervan_mum

jakes-mum wrote: »

Are you on FB? if so search for local selling pages and list your items on there, plus im a member of a dedicated craft page on FB (if you want the link I can pm it to you ) it is solely for crafting items that is anything from handmade items to the stuff you use to make everything (so if you have scraps of material/ribbon/buttons/charms lying around gathering dust you can sell them on :j :j) Payment is 90% via paypal though you do get the odd PO or cheque so make sure your prices include the paypal fee.

They are a lovely bunch on there, very friendly and with some fabulous makes (I take no responsibility for anything you may BUY off there :rotfl:) but certainly a good outlet for crafty items, especially if you make something a bit more unusual (obv loads of jewellery people on there) like fimo items.

Can you send me the link too pretty please. Me & a friend have NY resolutions to get more crafting done

SpagBol

vw_campervan_mum wrote: »

Quick update after car purchase - then I am going to try to catch up with this speedy thread

# 234 £10018/£12468 80% paid off

I have only gone back 4% and fingers crossed new car is a good one. I only have to pay out £550 so I hope this lasts a year. It is fun to have a new-to-me car:D

Hope to be debt free by Easter and start on savings then.

Yay for the new car! You are number 057 this year...is that ok or would you rather keep # 234?

poohspals wrote: »

Please can I join? I joined in 2012 and although I didn't update as often as I should do the thread really helped me focus and I managed to get down to the 50% payment I wanted to.

As the New Year starts I would like to declare current debt at £10888.04 - itemised in my signature. Part of the money I owe is actually due to an American loan which is calculated in dollars. Whenever I'm think about it I use the £1 - $1.50 exchange rate just in case the dollar falls from its current $1.58. I would rather over declare due to exchange rate than under declare :-)

Currently working on a budget for the coming year so hope that I can take some money off that amount later on tonight.

Hello and well done on 50% last year! You are #108 this year

amr547

OK, just managed to change my address online!!! Anyone have any idea how long I should wait? I just tried Noddle but it failed :-( lol