Pay ALL your debt off by Xmas 2013

minicooper272

kerri_dfw wrote: »

Well done Jonesy

Something has changed in my head...I am actually saving to buy something even though I could go straight out and buy it now. What have you done with the old Kerri you lot? I've just priced up a PC I want and have decided I have to save money from fleabay sales and anything else I can sell before I can buy the parts. Something out for something in

If only I could learn the same attitude with my diet, life would be complete! :rotfl:

My sister has offered to pay me back at the end of this month now, which is fine for me. I'm also due £130 of expenses from work and a £30 refund for a cardigan I really didn't need to buy! That will cover christmas presents and train fare to go home.

Newlywed_Saving_Ninja

Hi everyone, sorry I have been absent for such a long time. I hope everyone is well and getting on ok. We have had a rough year really and I suppose that is wht I have been absent, feeling really down etc.

I thought it was high time I came back to give an update on our debt situation

We have now paid off £5622.31 of the £12, 403.90 we started out with. We now have £6781.59 left. I make that 45.33% paid off so far

We would have liked to have paid off more over the year, but I suppose we shouldn't complain too much as it is still a huge dent in our debts.

amr547

wonder if SpagBol has popped yet!

p.s. we are officially back where we started re savings below! that's not a bad total really i will add £400 more to it by the end of 2013 and O/H will probably add another £240, making our total just shy of £2k!

minicooper272

amr547 wrote: »

wonder if SpagBol has popped yet!

I was just wondering that! I've been leaving the monthly total for her to give, but thought you all might like to know that we managed to pay off:

£31346.84

in October. Well done everyone :T:T

SpagBol

No still very pregnant! I will do the spreadsheet now actually, had completely forgotten it. Fab monthly total though!

32b3in2013

SpagBol wrote: »

No still very pregnant! I will do the spreadsheet now actually, had completely forgotten it. Fab monthly total though!

Hello :wave::wave:

Great to see you popping in

kerri_dfw

That's an amazing total well done everyone. OH has given me half the money towards the car service so I've split it between savings and my new pc savings fund.

minicooper272

SpagBol wrote: »

No still very pregnant! I will do the spreadsheet now actually, had completely forgotten it. Fab monthly total though!

Aww, I was getting quite excited he might have made an appearance. Will keep my fingers crossed he comes on time!

Has the OH started his new job yet?

SpagBol

minicooper272 wrote: »

Aww, I was getting quite excited he might have made an appearance. Will keep my fingers crossed he comes on time!

Has the OH started his new job yet?

Yes he started Monday... he's got a whole week in already at least before baby so that's good :rotfl::rotfl:

amr547

come february i may decimate my savings to pay off my remaining debt (minus car) then double my savings per month (ie what i wouldve been paying to debts). not sure if this is a sensible strategy or not?? decisions decisions