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Pay ALL your debt off by Xmas 2013

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Comments

  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    :j:j:jCongratulations Kerri_dfw:j:j well done on your debt free success x
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Ha ha ha - we never lose the money saver in us! I saw a pair of boots yesterday, but they didn't have them in my size in the black, so I tried the tan ones to make sure they fit, and came home to order online. It will cost me £2 to get them delivered to the store, and I'm so indignant about it, I just had about a 10 minute moan to the OH down the phone! Poor OH - I don't think he understands my indignation, to him it's only £2, that's not even a pint these days! But it's not my fault they didn't have them in stock.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    minicooper - don't forget cashback and search for a promo code. I paid £109 for next day delivery and boots on a pair that in the shops cost £140. Plus I'm waiting for my £6ish cashback :) bargain
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Kerri I just thought about that! I could have gotten 2.7% back, but it's too late now - dang!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    You need to put some kind of post-it note on your laptop then to remind you. I always go through qu1dco with everything now regardless of whether I make a purchase in the end or not, don't want to miss out on precious pennies. That 2.7% might have been the £2 postage :p what cheek to make you pay for it to go to the shop though grrr.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    agreed, cashback is great!!! defo looking for it when we buy the fridge freezer.

    do any electrical places ever have fridge freezers on offer??? i dunno whether its worth waiting nearer to Xmas or just getting one now? we can last a bit longer without one.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    amr - there are LOADS on gumtre3. We saved ourselves £260 by buying a 2nd hand under counter freezer instead of buying brand new. It's only a few years old, in perfect working order and works like a dream. People always want to get rid of them so you can nab one for less than £50 and spend the rest of shoes.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Yeah I did find a voucher for free home delivery, but I won't be in when the postie comes, so I'll have to go collect from the depot (for free). They're the same distance from my house as well!

    Did you know you can get a Quidco add-on that tells you if a website your on offers cashback? I prefer tcb though, and it interfered with tracking through tcb.
  • and yes to saving on the fridge freezer - there's no excuse to save money to spend on shoes instead! :rotfl:
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    kerri_dfw wrote: »
    minicooper - don't forget cashback and search for a promo code. I paid £109 for next day delivery and boots on a pair that in the shops cost £140. Plus I'm waiting for my £6ish cashback :) bargain

    Cashback is the future :D

    I work opposite a M&S and if there is anything in there I want I go in, try it on, then order it online from my desk via whichever cashback site is better and pick it up for free in my lunch break. There is rarely anything in there I want but I don't buy it without cashback if I do find something!
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
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