Pay ALL your debt off by Xmas 2013

amr547

minicooper272 wrote: »

It's not bad if it's room temp, as long as it's not been room temp for more than around half a day. It should be used within 24 hours of being taken out the freezer. But if it's been semi-defrosted before, it's better to be safe than sorry!

Spag definitely - then we could get visits from baby spag! When is his second interview?

O/H's mum came over to instruct us what we could keep and what we should bin :rotfl: the pizzas, fish, veg and the chips have been salvaged, the poultry inc breaded chicken stuff and meat has gone in the bin

SpagBol

minicooper272 wrote: »

It's not bad if it's room temp, as long as it's not been room temp for more than around half a day. It should be used within 24 hours of being taken out the freezer. But if it's been semi-defrosted before, it's better to be safe than sorry!

Spag definitely - then we could get visits from baby spag! When is his second interview?

That would be lovely! In any case we will have to have a virtual wetting of the baby's head for every baby that arrives! :beer: Interview is Tuesday, he says there might be a third round though :eek:

amr547

i think 2nd/3rd interviews are stupid! if you like someone just take them after the first interview!

i only have £100 until pay day....... and it is still 2 weeks away!!!! that is with £20 petrol budgeted in. eek. no idea how much O/H has. i have £300 of accessible savings i could potentially use but i'd rather not if i can help it. although it might be going on a new bloody fridge freezer

need to buy hay, straw, bedding tonight from the farm and that will be around £30 on its own!

kerri_dfw

Well OH has had some inheritance through from his Grandad passing away recently, he's offered to pay off my debt and I will pay him back 0% interest. This should mean I'm definitely debt free by Christmas. We've agreed for me to pay him £500 per month and I will save £500 per month towards our house deposit. He owes me some money for hypnobirthing and our sofa so fingers crossed for being debt free soon

minicooper272

amr547 wrote: »

i think 2nd/3rd interviews are stupid! if you like someone just take them after the first interview!

If only it was just interviews these days... I've had full assessment days before, had to fill in personality tests before the interviews as well!

Kerri it will make a good difference to not have to pay any interest on your debts! Will look forward to debt free declarations!

amr547

just cancelled our contents insurance, bloody idiots. they couldnt give me an answer as to what my excess actually is, they kept changing it from £300 to £100 then actually no its £200, they said the £200 excess in my policy booklet is 'wrong' and its £300. NOT faffing around!! and insurance companies wonder why we don't trust them......

Verityemilia

All monies spent this week

Tomorrow will check my purse ... Coins to SPC 2013

Notes to Ma and Pa ... Will update figures tomorrow x

allym464

Hi All, Hope everyone is staying dry!!

I havent updated in awhile but I have paid off £3214.79/£5000!!! :j:j

kerri_dfw

Just running in before I head to the pub for celebratory J20 with the OH (will buy him a pint) to say I'm debt free Used the money from my Grandad to pay off my debt, I still have £2k in savings, not quite as much as the £4.6k but it's still more than I had when I was in debt now to go confess to the OH. I shall buy him his pint first.

Jonesy88

Congrats Kerri! Must be lovely to be debt free!