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Pay ALL your debt off by Xmas 2013

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  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Well.... Don't say I didn't warn you I was bored, and when I'm bored I find little things to occupy me. Sooooo, I didn't think this month's total was high enough and then I saw that mine wasn't updated to 100% so I've backtracked through the August posts and I think someone in family Spagbol shut that laptop again without saving :rotfl:
    No. 4 loubie lou should be £4595, increase of £250
    No. 42 Paulie doodle should be £6277 increase of £2390 :T
    No. 74 (moi) should be £7860, increase of £348
    No. 92 missy 83 should be £6800, increase of £5475 :eek:
    No. 110 muppets should be £2517.26, increase of £298
    No. 156 chocoholic queen should be £2637.92, increase of £80
    No. 179 Shelbi should be £1395.09, increase of £1321.21 :j

    Therefore increasing the August total by: £10,162.21
    Which gives a new total of: £14,915.61 :D

    That's lovely of you TCC :D The total doesn't look so bad now! :T:T

    Thanks for the love people. My teeth hurt now. I really did have too much sugar yesterday :(
    In debt no more!
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    amr547 wrote: »
    gooooood morning. well it isnt really, i feel like a beached whale :( no excuse, just too much food:rotfl:bah!!!

    so so tired. really wish it was friday but it's not :( and its aaages until payday

    I feel like a beached whale too!! :eek:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Today I've received my first ever Quidco payment of...wait for it...drumroll please... £3.59 :rotfl:and Asda have paid me £53.28 for trading in my old (well it was Hubby's before it was my hand-me-down) mobile phone:D
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I've almost reached enough to get a £10 voucher from doing surveys, yay :D
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    O/H told me to put some of that voltarol gel on my arms where it hurts, has it helped? has it HECK i think it hurts more:-(

    life just feels very rubbish atm (not cos of the above but it doesnt make me feel any better!!!)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    not sure what to do! may need an overdraft or a loan or SOMETHING to get me out of here. not really got any other choice right now. gah. viewing two plces next week, potentially a couple more if the agencies get back to me and theres a couple of places in the paper too.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    amr547 wrote: »
    not sure what to do! may need an overdraft or a loan or SOMETHING to get me out of here. not really got any other choice right now. gah. viewing two plces next week, potentially a couple more if the agencies get back to me and theres a couple of places in the paper too.
    AMR, you can do this without credit. Look how far you've come whilst there, it's only a little while longer and do you really want to be paying interest? Also, look how far you've come with the savings pot you're almost halfway. That's halfway to freeeeedom. Get those 100 £ note pictures back up again and start the colouring process then stick it on the wall :) it might help you to visualise freeeedom
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • The next person to get to 100% will mean that we have reached 10% of all subscribers to have achieved their goal whooo hoooooo! :money:
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Well i managed to survive the summer holidays and didn't use the CC, this is the first time ever :j.

    Now Dh has been paid i have also made overpayments this month, so i'm very happy, heres my update

    #156 £3032.02/£9117.41

    I've also managed to meet my xmas saving cash target and next month i will meet my xmas park saving target. Having my LBM in January really was a turning point in my life, i just need to conquer the shopping budget now and i really will be :money:.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    kerri_dfw wrote: »
    AMR, you can do this without credit. Look how far you've come whilst there, it's only a little while longer and do you really want to be paying interest? Also, look how far you've come with the savings pot you're almost halfway. That's halfway to freeeeedom. Get those 100 £ note pictures back up again and start the colouring process then stick it on the wall :) it might help you to visualise freeeedom

    Very true! I really don't want to have to borrow anything if I can help it.

    We have two viewings this afternoon with private landlords - so we could afford to move without anything extra, since there will be no fees to pay :j Assuming the deposits aren't more than 6 weeks rent, which is standard! That would mean the most I'd pay for a deposit is £750, then one month rent on top, max £500 (one we're viewing is £475, the other is £440).

    The only prob I have is if we give notice this week then we can't leave until October 7th, and my rent is due on the 23rd of every month and I really don't want to have to pay a full month's rent if I'm only going to be here for half of it! Are they likely to let us pay half the month? Let's face it - we're only having to leave because the LL isn't fulfilling his end of the contract! (Acknowledged by the letter that says we can end it whenever).
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