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Pay ALL your debt off by Xmas 2013

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  • SpagBol
    SpagBol Posts: 1,371 Forumite
    32b3in2013 wrote: »
    Sorry, I am back. Just checked bank account and I have been paid.

    Total for #11 - £10224 / £10224 - 100% :beer::j:beer:

    I will start with a small payment on my Mum's debt, which will from now on be my 2nd debt, on Sunday :D

    32b3

    Oh my goodness well done! Sorry have been away for the weekend will update now :) Huge congrats and will get you your other number too :beer::j:beer::j:T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    suzitiger wrote: »
    Hi guys :wave:

    I hope you are all well. Hi to Jemma if ur reading, I see you popped in a while ago to say hello.

    How are everyone's baby-bumps and cats doing?
    Sorry to hear ur cat is being fussy Kerri, they certainly know what they want the little terrors!! :rotfl:

    I haven't really got much to update, still need to get a spreadsheet sorted. I have paid another £50 to MIL who covered my rent arrears when we moved, so I have paid her quite a bit back now.

    It would probably be easier if I started again with my targets and broke it down into sections so I know what's getting paid cuz at the moment its one big muddle in my head :undecided Would that be OK Spagbol?

    That's fine, just shout in large coloured letters what you would like changed! :D

    Baby bump coming on very well thanks, only 2 months and he could be here! Crikey!

    Welcome Grassgirl :wave: You are #188, get debtbusting now!

    32b3...you are #189 for your mum's debt challenge, how much is your target for this?

    Curry-wise...there is a really good sharwoods chicken biryani sauce on offer at the moment at Mr S for £1 it is a jar and a pot of spices on the top, just add chicken and rice and one-pot cooking! It is very tasty, I normally cook from scratch but am looking for shortcuts for when the baby is here and really like this one.
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • time for a payday update :)

    2nd September 2013:
    Capital 1 - £0/£200. Done!!
    Natwest - £1500/£1650
    Overdraft - £3000/£4000
    Loan - £3200/£15000

    £7700 left to pay

    £2816/£10516 27% Paid #177
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Thanks 32b3in2013

    Is is wrong i get genuinely excited to see how much we have all paid off each month? Fingers crossed August's total is huge!
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • 32b3in2013 wrote: »
    Sorry, I am back. Just checked bank account and I have been paid.

    Total for #11 - £10224 / £10224 - 100% :beer::j:beer:

    32b3

    Belated congratulations 32b3, and how lovely to be helping your mum with hers.
    :j:T:j:T:j:T:j:T:j:T:j:T
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Jonesy88 wrote: »
    Is is wrong i get genuinely excited to see how much we have all paid off each month?

    So glad it's not just me! At the start I hoped we could shift a cool £mil, now I'm holding out for the half £mil. :cool:
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    O/H is trying to do lots of overtime wherever he can and is thinking of getting a weekend job too. Bless him. I won't be able to get a weekend job as I'm starting my final module soon, and it gets very tiring with full time work. Just really want to get out of here and into a place of our own! Soo impatient right now.
  • 32b3 I didn't notice your debt free post until Spag quoted it there! Have no idea how I missed it, I've been reading constantly! Congratulations on being debt free :j:j
  • Massive congrats 32b3!! Very proud of you
    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks for my new number Spagbol. The total to be paid for that number is £7538 :eek: Whats the cost tells me this will be paid off at the end of April next year, but I hope to shave a few months off of that. I reckon I will still be here next year though :D

    Thanks for all the messages re being debt free. Not sure how I felt about it really. I was a bit lost on Friday with nothing to pay, because I paid everything on Thursday, so god knows what I am going to do when I finish my Mum's debts. I will be looking for someone else with some bills that need paying lol

    Jonesy, definitely not wrong to get excited to see everyone making payments. I love seeing the end of month figure. We have all done so well so far this year :D
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
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