Pay ALL your debt off by Xmas 2013

amr547

kerri_dfw wrote: »

Amr you're protected by the tenancy deposit scheme, if you're not in one you can take them to court for 3x the deposit and win? Speak to CAB if you're not in one

I think we are in one, just need to find my flippin' tenancy agreement :eek: I don't know how much of it we will get back though, the LL has been quite arsey about everything so I don't hold much hope for getting anything back

amr547

Just found ou this house is EPC rated F:eek::eek: wish I'd known that before I moved in! :rotfl:

amber03

F for flaming awful to heat and to live in. Think I would want out, what rating does the property you are looking at have.x

amr547

amber03 wrote: »

F for flaming awful to heat and to live in. Think I would want out, what rating does the property you are looking at have.x

definitely :rotfl: i could understand if it was a huge house and stuff but its a small 2 bed :eek:

I am unsure what the ratings are, I'm sure the one we're seeing tomorrow is a D though. Going to ask the private LL what EPC the property is cos I think we prefer that one:T Anything must be better than an F though! Well, apart from G!

suzitiger

SpagBol wrote: »

That's fine, just shout in large coloured letters what you would like changed!

Thank you I will need to do some totting up. I want to be honest about what I owe and then i can have all of you cheering me on when I am doing well with it, rather than hiding from it

loubie_lou wrote: »

Its my birthday todaaaaaaaaaaaaaaaaaaaaaaaaaaaaay, have some cake all :D:D :bdaycake::bdaycake::bdaycake::bdaycake::bdaycake::bdaycake::bdaycake:

Happy belated birthday Loubie I hope you had a good one!

triple_choc_chip wrote: »

The next person to get to 100% will mean that we have reached 10% of all subscribers to have achieved their goal whooo hoooooo! :money:

Woooooo! It probably won't be me but that's fab! :T

amr547

We've found a house!

32b3in2013

amr547 wrote: »

We've found a house!

Good :beer::j:beer::D

SpagBol

chocoholicqueen wrote: »

Well i managed to survive the summer holidays and didn't use the CC, this is the first time ever :j.

Now Dh has been paid i have also made overpayments this month, so i'm very happy, heres my update

#156 £3032.02/£9117.41

I've also managed to meet my xmas saving cash target and next month i will meet my xmas park saving target. Having my LBM in January really was a turning point in my life, i just need to conquer the shopping budget now and i really will be :money:.

Well done, that is no mean feat over the summer hols! :T

amr547 wrote: »

We've found a house!

Congrats :j:beer:

kerri_dfw

So pleased you've found a house amr what a elief it must be. Was it within budget? Does it have a good epc rating?

amr547

kerri_dfw wrote: »

So pleased you've found a house amr what a elief it must be. Was it within budget? Does it have a good epc rating?

it is within budget and I'm under the impression its a D but i can't see the epc anymore so maybe i imagined in!! going to ask them today before i put the deposit down. but it has a new boiler system etc so all good!

p.s. any help guys? how much notice (if any) do i need to give if my letter says this:

I can confirm that the landlord of the above property is happy to release you prior to the end of your fixed term (02/2014). There will be no charges incurred to yourselves as a result.

Please let us know if you find an alternative propety and when you will be moving out of ** *** ** in order for us to book a check out date and arrange for the return of your deposit.