Pay ALL your debt off by Xmas 2013

Muser1

Just a quick update #171 - 513.37/757.36

amr547

just opened an account so that i can put some money away for the house deposit! a standing order each month then i;ll top it up if i have extra money available. i'll keep a minimum of £500 in my savings at any one time, so i will always have spare if i need it. (this new account has a 40 day lock on it which will stop me from frittering it all away)

kerri_dfw

amr547 wrote: »

just opened an account so that i can put some money away for the house deposit! a standing order each month then i;ll top it up if i have extra money available. i'll keep a minimum of £500 in my savings at any one time, so i will always have spare if i need it. (this new account has a 40 day lock on it which will stop me from frittering it all away)

AMR what a great idea It'll also give you hope for getting out of there now too x

amr547

kerri_dfw wrote: »

AMR what a great idea It'll also give you hope for getting out of there now too x

yep. i will actually be able to see it everytime i log into my internet banking :rotfl: instead of the loan account, there will be a home savings account how exciting! looking forward to seeing that one go up.

chocoholicqueen

Hi, just an update. I've managed to pay £380 this month and have moved both cc's onto a new 0% deal for 24 months. I feel so much better knowing that the total will be going down quicker.

#156 £2422.92/£9117.41

minicooper272

I can't believe it's pay day next week already! And since when is it the longest day?!? We're officially halfway through the year!

starnac

minicooper272 wrote: »

I can't believe it's pay day next week already! And since when is it the longest day?!? We're officially halfway through the year!

Oh no that means I should be half way to debt freedom

SpagBol

Hello all! We are back from France but I am knackered so will properly go through the posts at the weekend.I hope you have all been super good money wise!

We had an absolute nightmare getting to France thanks to the strikes and it cost us more than we had hoped paying for that :mad: but we had such a lovely time it almost doesn't matter

Sorry if I've missed anyone becoming debt free I will catch up properly tomorrow

SpagBol

Right, my epic catch-up is underway! It is DS1's actual birthday today so we have done pressies, I've got a coffee and am putting off housework before our families descend later for a (soggy) BBQ Apologies again to the delay whilst we were away, especially to new starters and anyone who has become debt free :T

Shelbi wrote: »

Hi everyone, after reading your thread I'd like to join, it's really motivating my debt figures are 6807.55/7827.53 many thanks Shelbi

Hi and welcome :wave: you are #179 good luck

hotspur_pam wrote: »

Hi there,

i'd like to join this challenge .

My debt currently stands at £1365 which is a combination of an overdraft and credit card.

Urggh, i need to really focus on clearing these debts. I came so close to doing so a few months back but lost focus and built-up the debt again . Anyway, aiming for Xmas is a great motivation :beer:. Thanks for the thread and good luck everyone!

Hi and welcome to you too :wave: you are #180

dktreesea wrote: »

Disaster! I have had to replace the car so back to square one and then some!

#030 £0/£28,113

And the year started so well!

I hear you, this has happened to me twice this year. We will still reduce the debt! Keep it up! :j

SpagBol

his_missus wrote: »

Say Wha'????? Congratulations? Should that have read "Helen Pie" as I'm neither expecting nor a payday away from Debt Freedom :rotfl:

:rotfl::rotfl::rotfl::rotfl::rotfl:

amr547 wrote: »

Checked my bank balance this morning....

:j:j #032: £2,950 / £2,950 100%!!!! :j:j

As you might remember I'm not technically debt free because I still have a car on finance and sofa credit to pay but we decided they would not take priority this year (and the sofas are 0% anyway). The car will be next year's challenge

For now though, all my other outstand debt is paid and we will now focus on savings! Target is £3,500

Well done :j:j:j:j:j I will do your roll of honour post in a minute

kerri_dfw wrote: »

Definitely something in the water... had our first scan yesterday we're 11 weeks and 5 days with a little wriggler in my belly First baby and super excited, not exactly planned (we don't tell the other half I stopped taking my pill in January) so 2014 is going to be a very exciting year.

Yeah!! Huge congratulations!! :j:j:j:j:j:j:j:j

You can take beconase nasal spray for hayfever, I am taking it.