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Pay ALL your debt off by Xmas 2013

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Comments

  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Ok, I've just transferred £720 to my vanqu1s card from the BC at a rate of 6.9% + £20.88 fee. However, compared to the ridiculous interest rate I was paying, I'm happy with this. The VC is being buried somewhere and I'm going to call them to reduce the limit at each £500 marker, so if there's £500 left when the statement comes in I shall call and get them to reduce. I know all I've done is move money around, but it's costing me less.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • trying_hard
    trying_hard Posts: 449 Forumite
    Debt-free and Proud!
    Been reading but not posting:eek:

    Hope everyone is well. I have updated my signature as haven't updated since Feb/Mar.

    045 7450/14500

    Debt free day is 22nd April next year :j started 8 years ago at £54,000. If I can do it so can you!! xxxx
    8 years of being on a DMP finished 3/3/14
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    may be going to the cinema on friday with our neighbours, who have become quite good friends:j then out for a pizza after. not very money saving but we all need something to look forward to!

    as i have £300 left in the current account, i will bung it into the house savings when i've been paid which will make my house savings £500 this month :j
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    starnac wrote: »
    :eek::eek: and you are doing it again??? My mum always said the afterbirth was the woman's brains coming out :rotfl::rotfl:

    Happy birthday to your son x

    :rotfl::rotfl::rotfl: Could well be! Iam a lot smaller thistime so far...there is still time though!!
    #178 £2998.96/£5996.48 = 50%

    Half way there! :T


    Congrats, amr547! Living the dream... :beer:

    Well done for reaching 50% :T
    Been reading but not posting:eek:

    Hope everyone is well. I have updated my signature as haven't updated since Feb/Mar.

    045 7450/14500

    Debt free day is 22nd April next year :j started 8 years ago at £54,000. If I can do it so can you!! xxxx

    Wow huge increase AND over 50%, well done :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    after my post about the cinema we found a local deal which means we get two tickets and a popcorn for £8, not too shabby.

    can't hear very well today, my left ear is still infected, my nose is all stuffed up and i;ve got a swollen tonsil too :( bah! i think i need to take vitamins
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    amr547 wrote: »
    after my post about the cinema we found a local deal which means we get two tickets and a popcorn for £8, not too shabby.

    can't hear very well today, my left ear is still infected, my nose is all stuffed up and i;ve got a swollen tonsil too :( bah! i think i need to take vitamins
    If you like going to the cinema you should look out for free cinema tickets on the thread on here. You get to see previews at fixed times, no adverts too which is great. We've seen about 10 this year x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • gail2802
    gail2802 Posts: 8 Forumite
    Hi
    Newbie here.... Is it too late to join this thread? I have just started a spending fast as my husband and I have a Grand Total of £31,962.50 to pay off as soon as possible. Hoping to make a big dent in this by Xmas 2013. Looking to join this group to share your experiences, tips and support.
    181
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    gail2802 wrote: »
    Hi
    Newbie here.... Is it too late to join this thread? I have just started a spending fast as my husband and I have a Grand Total of £31,962.50 to pay off as soon as possible. Hoping to make a big dent in this by Xmas 2013. Looking to join this group to share your experiences, tips and support.
    Never too late, welcome :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    gail2802 wrote: »
    Hi
    Newbie here.... Is it too late to join this thread? I have just started a spending fast as my husband and I have a Grand Total of £31,962.50 to pay off as soon as possible. Hoping to make a big dent in this by Xmas 2013. Looking to join this group to share your experiences, tips and support.

    Welcome. Spag Bol is the lady who [STRIKE]keeps is all in check[/STRIKE] runs this thread. She will give you your very own number too :T when you post an update it makes it easier if you can do it in bold, put your number, then how much you paid off out of how much you owe. For example if you owe £1000 and you pay off £100 it would look like this

    #1 £100/£1000

    Good luck on your DFW journey x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • HelenPie
    HelenPie Posts: 502 Forumite
    Congratulations Kerri! When are you due? I think you might just be about a week ahead of me but I don't have my scan date yet so we will see soon :)

    So, update time:

    £16,660.26/£16,660.26 100% paid!


    Oooh, yes! that's right, today is my dfd :j:j

    I want to say massive thank you to everyone here, particularly Jemma for starting this all off, and SpagBol for taking on the mantle this year. You've all been such a support :T

    xxxxx
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
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