Pay ALL your debt off by Xmas 2013

32b3in2013

SpagBol wrote: »

I love a number sequence, 5678! (Does this make me a bit of a nerd? :rotfl:)

Nope. I thought exactly that when I saw it in the calculator

SpagBol

Aarrgghh!! No updates here and feeling very impatient for some reason. I've been sitting on the computer for about 3 hours surfing all the banks, CCs and of course Rightmove :rotfl::rotfl:

I moved £2.5k yesterday as a 0% deal had finished so need to absorb those fees somehow. Also in June need to find £7.5k as a 0% deal is coming to an end and in July about £4k for the same reason :eek: Of course we can BT them again but that will be about £250 in fees I would guess :eek: So any bright ideas as to how I can raise £11k in 4 months? :eek::rotfl:

Hence all my spreadsheet staring this morning....at least it is DH's payday tomorrow :T

SpagBol

Oh, and even though holiday is all paid for now we need to find about £500 spending money by June :eek:

[Deleted User]

SpagBol wrote: »

So any bright ideas as to how I can raise £11k in 4 months?

Trip to the bank, with a balaclava and a shotgun?

SpagBol

Bedsit_Bob wrote: »

Trip to the bank, with a balaclava and a shotgun?

Ha! Hadn't thought of that, will put it to DH

pinkskyatnight

another update from me
have managed to pay £1,256.46 to debt this month a bit early but then it gives me a budget to live with for the next few weeks till next payday.
so i think my new debt balance is £3,261.46
so far have managed to pay £7,508.54 of £10,770.00
i cant remember how to work out the percentage!
hopefully will be debt free in 2-3 months! fingers crossed!

SpagBol

pinkskyatnight wrote: »

another update from me
have managed to pay £1,256.46 to debt this month a bit early but then it gives me a budget to live with for the next few weeks till next payday.
so i think my new debt balance is £3,261.46
so far have managed to pay £7,508.54 of £10,770.00
i cant remember how to work out the percentage!
hopefully will be debt free in 2-3 months! fingers crossed!

I make it 69.74%, well done :T:T

[Deleted User]

69.72% (to 2 decimal places) paid off pinkskyatnight.

pinkskyatnight

thanks spagbol and bedsit bob! just off 70% darn it!!!

Newlywed_Saving_Ninja

32b32013 - well done on the extra payment thanks to quidco, well over 50% now, good times:j

Xspender - we are first time buyers, so for us, like you, it is on like donkey kong if we are going to achieve our dream of buying a 3 bed semi in our village

Spagbol - not nerdy at all, I love number sequences, I am also a bit anal in how I pay my bills too, I like to pay off any pence so that bills are in even pounds only amounts lol. Hmmm, 11k in 4 months, I will put my thinking cap on and get back to you on that . Good times on payday tomorrow though, at least you can clear a bit of it. We have a zero percent ending this month, so hoping to clear that one by the end of next month (Capital One, so luckily the smaller card). Nationwide zero percent ends in July. Sadly Halifax zero percent ends soon too, sigh, and Barclaycard is already accruing interest, so after Capital One is cleared we will be throwing money at Barclaycard. Sadly we are going to be left with the 3 biggies, which I am sure will be tough in terms of staying motivated, but we will get there.

Pinksky - you are doing brilliantly!!! :T

I have been naughty today and bought two tickets to see The Rolling Stones July 6th at Hyde Park in London This was the one thing we were adamant we were going to shell out for this year, as we figured it will be the last opportunity to see them, as lets face it they aren't getting any younger!!! I grew up listening to their music as my dad is a huge fan, and this has rubbed off on me. My love of them has now rubbed off on my husband! We can't wait, but do feel guilty for spending the money on them :o:o:o