Pay ALL your debt off by Xmas 2013

amr547

XSpender wrote: »

Chased up the settlement figure for my secured loan and the good news is it is £289.71 less than I calculated. I also have £15 odd save the chang3 and ISA interest and the £45 from the sale of my damaged phone.

#82 £3110.66/£18458 16.85%

brilliant news

kerri_dfw

Well I did the cycle in about 45 minutes with a stop to row with the OH about his bike being broken, I shrugged when he got angry with me for trying to help and rode off. Apparently this is "unacceptable behaviour" PFFFFFTTTT, unacceptable behaviour is getting angry when I'm trying to help. I am now being given the silent treatment. Hrumph men! Nice cycle though, but I have cold ears now

amr547

kerri_dfw wrote: »

Well I did the cycle in about 45 minutes with a stop to row with the OH about his bike being broken, I shrugged when he got angry with me for trying to help and rode off. Apparently this is "unacceptable behaviour" PFFFFFTTTT, unacceptable behaviour is getting angry when I'm trying to help. I am now being given the silent treatment. Hrumph men! Nice cycle though, but I have cold ears now

there's no pleasing them when they're in a mood!:rotfl: just leave them to sulk!

System

#99 £6841.54/£9449.97 (74.04%)

amr547

i can't wait to make another payment!!!! got to wait until the 15 th though

armchairexpert

:j:j:j:j:j

Sorry, I am BEYOND excited. Another bill hit yesterday*, putting me $400 under what I needed, which is too much to siphon off DH's pay and still leave us enough to live on. I was devastated! Humbled! Words cannot convey my sadness. But then a couple of quarterly dividends came in, that I had totally forgotten even existed because they have historically been so tiny, and with some squeezing this fortnight's budget I can officially say:

#119 $8000/$8000

As I said upthread, I've since taken on some investment debt, which I've been separating out from this. I love this thread, and you lot, too much to leave, so I'm going to take a fortnight off and spend like a spendy thing, and then come straight back with a new target if that's alright Spag Bol?

*Does everyone else know exactly when each bill is due? We run everything through a line of credit, so there's always funds there to cover expenses, and my budget is pretty careful in that it takes into account what we spend over a year, including once-off and annual expenses...but I never know WHEN things are due, exactly, so I can never look at the accounts and think ooh, look, we're under budget, I can buy a treat.

InsertWittyName

Well done armchairexpert!

amr547

good morning! only one more day until friday, thank goodness because i'm tired and its snowing!!!!!eek

starnac

armchairexpert wrote: »

:j:j:j:j:j

Sorry, I am BEYOND excited. Another bill hit yesterday*, putting me $400 under what I needed, which is too much to siphon off DH's pay and still leave us enough to live on. I was devastated! Humbled! Words cannot convey my sadness. But then a couple of quarterly dividends came in, that I had totally forgotten even existed because they have historically been so tiny, and with some squeezing this fortnight's budget I can officially say:

#119 $8000/$8000

As I said upthread, I've since taken on some investment debt, which I've been separating out from this. I love this thread, and you lot, too much to leave, so I'm going to take a fortnight off and spend like a spendy thing, and then come straight back with a new target if that's alright Spag Bol?

*Does everyone else know exactly when each bill is due? We run everything through a line of credit, so there's always funds there to cover expenses, and my budget is pretty careful in that it takes into account what we spend over a year, including once-off and annual expenses...but I never know WHEN things are due, exactly, so I can never look at the accounts and think ooh, look, we're under budget, I can buy a treat.

Congratulations :j:j have one of these on me:beer:

mumsiemum

armchairexpert wrote: »

:j:j:j:j:j

Sorry, I am BEYOND excited. Another bill hit yesterday*, putting me $400 under what I needed, which is too much to siphon off DH's pay and still leave us enough to live on. I was devastated! Humbled! Words cannot convey my sadness. But then a couple of quarterly dividends came in, that I had totally forgotten even existed because they have historically been so tiny, and with some squeezing this fortnight's budget I can officially say:

#119 $8000/$8000

Congratulations! That's brilliant - well done :j:j