Pay ALL your debt off by Xmas 2013

SpagBol

foxy78 wrote: »

Hi
Can i still join this please?

My total debt, which I want to clear by the end of 2013 is £7,500:eek::eek:
Working really hard to clear this by year end as i am hoping to climb the property ladder next year and don't want any debt still hanging by then

Yes of course, hello :wave: you are #165 I will change the front page later today. Good luck

SpagBol

iclaudius wrote: »

Hi all

A little while since checking in! But things are going well for us.


143 £14,199 / £17104.00

Wow they are going very well :T:T

Newlywed_Saving_Ninja wrote: »

You have now got me thinking about car insurance! Regarding getting cashback, can I get quotes through gocompare/comparethemarket etc etc, make a note of the quote reference, and then go through a cashback site direct to the cheapest insurer to get the cashback? I hope I am making sense!

Yes you can, in fact Quidco now has its own compare thingy

amr547

Newlywed_Saving_Ninja wrote: »

You have now got me thinking about car insurance! Regarding getting cashback, can I get quotes through gocompare/comparethemarket etc etc, make a note of the quote reference, and then go through a cashback site direct to the cheapest insurer to get the cashback? I hope I am making sense!

i'm not sure actually. but you can also get cashback on TCB for doing insurance quotes! every £ helps! :j i just went direct through TCB to Av*va to get a quote then cashback as it was fairly cheap compared to what we'd seen, plus the deposit was £50 lower than everyone elses!

32b3in2013

amr547 wrote: »

i'm not sure actually. but you can also get cashback on TCB for doing insurance quotes! every £ helps! :j i just went direct through TCB to Av*va to get a quote then cashback as it was fairly cheap compared to what we'd seen, plus the deposit was £50 lower than everyone elses!

My quote was through Aviva too. The cash back was £70 through quidco and £60.60 with TCB

chocoholicqueen

Hi,

I've been able to pay off £181 to some more debt, so just updating.

#156 £1531.83/£9117.41

I have also been trying to renew my car insurance through Quidco/TCB but for once my original renewal is cheaper even with the cashback.

SpagBol

My update after 2 DDs came out this morning:

#002 £1482 / £45000

:j

starnac

Loan payment out so that's another £150 off the balance making my total paid so far

#148£2,575.05/14,174

Newlywed_Saving_Ninja

iclaudius - wowee, you are doing brilliantly, well done:j

Thanks for everyone's input on cashback and car insurance, I will check it out closer to renewal time (October), great to know about Quidco having their own comparison thing too, I had no idea.

foxy - of course you can join, all are welcome

Insertwitty - Yep, you are right, we just need to set new goals. We desperately want to buy a home (sick of paying our landlord's mortgage for him!!!), neither of us are getting any younger, so plan is to knock as much debt as possible on the head this year, and then to join a "save £12k in 2014" thread next year so we are in a position to start looking in 2015.

On that note we looked at houses for sale in our village in our budget, and there are some fab properties for sale! We think we are going to book some viewings this week to a) see what we will get for our budget, and b) to focus us on paying our debts off, it will motivate us I think.

We are off work this week, and the weather today is gorgeous! We are off out to tax DH's car, and also get lots of other bits sorted too. If we are going to drive in to the city, we like to combine all our jobs to make the use of petrol worth while Another moneysaving obsession we now have, not to just do one thing per trip!!!

Now, I am off to make our extensive list of things we need to get done while on said trip in to the city!!! Have a good day everyone:wave:

Brokenpromiseland

Have not been able to make any payments so far even when I got payed:eek:

Had so many things to pay this month bank mum and dad hopefully won't put a default through though:o

Will try really hard to be good after the holidays and make a little payment before the end of the month:)

Well done everyone on their payments:A keep it going

Fleurlur

Grrrr I am so mad! I worked both Good Friday (early shift) and bank holiday Monday (long 12.5 hour shift) because we get bank holiday pay and I wanted to use that big lump sum to pay off a chunk of my credit card. The shifts had to be authorised by 10am this morning which yesterday they assured me it would be. By 9.50 this morning it still hadn't been authorised for yesterday so I rang the ward to ask them to do it and they said they would. Just checked it and it still hasn't been authorised!! Dammit I won't get the money now until the week after for that shift. Just means I'll have to split the big chunk payment into 2 but still annoying!!