Pay ALL your debt off by Xmas 2013

SpagBol

32b3in2013 wrote: »

I had a kitkat easter egg for breakfast. I have a creme egg one and an after eight one to eat too

Sounds like a great total for March :T I have said it before but we are all really good at this aiming for debt-free-ness things aren't we

How did the bootsale go Spagbol? :snow_grin

It was ok but not brilliant...an extra £55 in the pot :T:T but sadly that's going to have to go towards holiday spending money rather than the challenge or else we won't be able to eat when we go :rotfl:

rogueylawyer wrote: »

I'm sat in on the sofa in a sunny patch, drinking coffee and eating hot cross buns, watching my favourite period drama, with my own little easter bunny have a snooze in the sunshine near my feet. If only every Sunday was like this

I thought it was about time I did my bit towards the repayment, instead of dragging us forever in to negative figures but this time and determined to take it slow and steady. As all my debt is on 0% until Xmas it makes more sense to keep the saved money in my ISA and keep cash for in case of emergency, instead of throwing everything at the credit card and having no reserve when drama strikes.

In the circumstances it is therefore a very modest:

#122 £2.94/ £3854.11 Perhaps we shouldn't work out the percentage paid off that is... :rotfl::rotfl:

All payments are exciting, well done :T:T

muppets wrote: »

A very small update from me

#110 muppets £197.20 / £5000

Can I please up my target to £5000


Last week my boyfriend and I signed new contracts at work, these contracts are till the end of the year, so happy we got these new contracts as our old contracts were due to end today. We have both managed to get a few more hours added into our contracts.. Hoping to be able to pay an extra £350 per month towards my debts.

Well done on the contracts, that must be a huge relief! :j:j

SpagBol

Fleurlur wrote: »

You're all going to shout at me but on Tuesday I'm going to be adding another £430 to my debt because I NEED a new laptop. However on Thursday I will be paying £325 off! So really only like adding £105 on.

Don't worry, as long as it was essential we won't tell you off :rotfl: At some point this laptop will die and we will need another one...

32b3in2013 wrote: »

I totally agree about the telling people about bargains and deals thing. A work colleague wants a new mobile and refused point blank to go through quidco. Surely it's good to get over £100 cash back for doing something that you were going to do anyway?

She said she wants to go to a shop to get it???

There are some people who just don't want to be helped I suppose!

32b3 & NSK I know what you mean but in the last few years people are coming round to it a bit more. I am so famous for buying second hand now people give me all their old clothes for the kids, myself and even DH!

Also with Quidco, I keep trying to get my parents to do it but they are so paranoid they think it is a giant scam...

SpagBol

Right everyone...in March we all paid off a massive....

...drumroll please...

£50,842.95

:j:j:j

triple_choc_chip

SpagBol wrote: »

Right everyone...in March we all paid off a massive....

...drumroll please...

£50,842.95

:j:j:j

Yea! I'm quoting it so that it appears again! :T

allym464

Hi all, I havent updated in yonks as work has been taking over my life at the moment. Started a new role and so its a bit full on!!! I have so far paid off £2342.07 off my £5000 debt. Thanks!!

SpagBol

allym464 wrote: »

Hi all, I havent updated in yonks as work has been taking over my life at the moment. Started a new role and so its a bit full on!!! I have so far paid off £2342.07 off my £5000 debt. Thanks!!

Good to see you and nearly 50%! :j:j:j:j Well done :T

32b3in2013

SpagBol wrote: »

Right everyone...in March we all paid off a massive....

...drumroll please...

£50,842.95

:j:j:j

Great total :D:T:T:beer:

wanamove123

Right here we go ...

#163 - 166/8400

50k in March is absolutely fantastic, well done guys!!! :j

Not very much paid off this month but had my sons christening and hubby is having to sort out a cheap running motorbike to get into work as his lift sharing isn't working out, boooo!! So min payments on credit cards and a little bit extra taken off our overdraft. Selling things on ebay is continuing but i think this will be going towards keeping us afloat til pay day

Really need to make some more cash. I've been looking at things like online surverys etc but don't seem to be getting many coming through. Hoping to do a car boot this month too when weather gets a bit warmer. I like looking and getting ideas of how you all make money

Anyway enough from me hope your having a good easter x

amr547

InsertWittyName wrote: »

There's always the next target, or goal and it can be as big or small as you like.

When I completed this challenge last year I already knew what I wanted to achieve, in order:

• Buy a new laptop (for my self-employed work).
• Save a house deposit (see my sig )
• Build up a 6-9 month emergency fund in case of job loss.
• Overpay mortgage/pension.
• Stop working as early as possible!

I'm sure smaller things for the kids (such as uni, first car etc.) will also be put into the mix as the time gets nearer, but I like knowing where I'm going (financially) for the long term.

Yeah, I've got a few goals after this which include saving a house deposit and buying a house. Then kids will come later, hopefully. :j My aim is actually to be in a position in my career / life where I can work part time comfortably without sacrificing too much.


Just been shopping, bought things for lunch this week - £11, £20 into the electric meter and £100 on the council tax bill. Plan is to overpay CT every month to clear it quicker hhaa.

foxy78

Hi
Can i still join this please?

My total debt, which I want to clear by the end of 2013 is £7,500:eek::eek:
Working really hard to clear this by year end as i am hoping to climb the property ladder next year and don't want any debt still hanging by then