Pay ALL your debt off by Xmas 2013

InsertWittyName

32b3in2013 wrote: »

I have a laptop with an apple on the lid to look forward too

That was the first thing I bought when I became debt free in the last challenge

Worth every penny, regardless of what the other 'non-believers' will tell you!

32b3in2013

InsertWittyName wrote: »

That was the first thing I bought when I became debt free in the last challenge

Worth every penny, regardless of what the other 'non-believers' will tell you!

Thats good to hear. I can't wait :T

There are an awful lot of apple-haters out there isn't there!!

Nagme

Well what a month.

Facing a potentially very expensive bill on my 10yr old Punto, We took a deep breath, made a spreadsheet, compared costs and bought a new (well, to me) car.
So debt repayment has faltered this month, but we will benefit in the long term hopefully.
I'm disappointed at the rate the debt is going down, so a renewed effort this month, remembering to ask myself "do I need it, or do I want it?"

I'd like to get Capital One to zero by September - 5 paydays - so £300 reduction per month........

rogueylawyer

InsertWittyName wrote: »

That was the first thing I bought when I became debt free in the last challenge

Worth every penny, regardless of what the other 'non-believers' will tell you!

I'd agree, I have a MacBook Air, and it's completely ruined me (not financially, the loan is paid off now ).

No one else understands why I gasp in horror or tap my nails waiting for normal laptops to boot up and get things done.

minicooper272

Just back from drinks with friends; do you guys not sometimes wonder at people who haven't discovered MSE yet? I keep telling them, but no one listens...

Do any of you find it tough being around people that don't watch their cash in the same way?

BTW spag can you please round up my total to #141 £740/3250 - thanks!!

SpagBol

32b3in2013 wrote: »

Welcome to my world. Hot x buns, pizza and creme eggs are going to be my downfall at the next weigh-in!!

Oh yes, I had a creme egg AND we ordered in pizza hut yesterday to celebrate the new series of Dr Who Double whammy of not very MSE or SW!!

amr547 wrote: »

I feel like I need to spend to be happy. It's not a good thing lol.

re: diet.......yeah, I've just eaten like 5 chocolate digestives cos my OU essay is stressing me out :mad:

I ate loads when I was studying, couldn't do it without, I just wished I had got out and walked more to burn it off and get some fresh air!!

triple_choc_chip

minicooper272 wrote: »

do you guys not sometimes wonder at people who haven't discovered MSE yet? I keep telling them, but no one listens...

Do any of you find it tough being around people that don't watch their cash in the same way?

Yes I do! and I notice the bemused looks when I say I don't use my credit cards anymore - they don't make a comment but their faces make it obvious that they don't know how that is possible IYKWIM.

My other mantra when invited for a c**ta or st**bucks is "Stop paying the price of a jar of coffee for just one cup" - I've now lengthened this to include - "and get a Waitr*se loyalty card" :rotfl:

Anyway, I'm soooooo excited waiting for an egg cos I'm the only one up at the moment and I'm soooooo excited to see what our monthly total paid off is for March - can we have a little clue, Spagbol, please........

SpagBol

triple_choc_chip wrote: »

Yes I do! and I notice the bemused looks when I say I don't use my credit cards anymore - they don't make a comment but their faces make it obvious that they don't know how that is possible IYKWIM.

My other mantra when invited for a c**ta or st**bucks is "Stop paying the price of a jar of coffee for just one cup" - I've now lengthened this to include - "and get a Waitr*se loyalty card" :rotfl:

Anyway, I'm soooooo excited waiting for an egg cos I'm the only one up at the moment and I'm soooooo excited to see what our monthly total paid off is for March - can we have a little clue, Spagbol, please........

Well...I will do the big reveal tomorrow BUT just to say that since the challenge began we have paid off well over £215k between us :T:T

minicooper272

SpagBol wrote: »

Oh yes, I had a creme egg AND we ordered in pizza hut yesterday to celebrate the new series of Dr Who Double whammy of not very MSE or SW!!

Nice to know I'm not the only one that celebrates Dr Who being back! You've got all week to make up for the pizza hut though, just use your flexi-syns, and no gravy on the lamb today!

triple_choc_chip wrote: »

Yes I do! and I notice the bemused looks when I say I don't use my credit cards anymore - they don't make a comment but their faces make it obvious that they don't know how that is possible IYKWIM.

Yup, I know that sort! My closest friends don't use credit cards at least, but think they're 'too young' to be saving for the future...

SpagBol wrote: »

Well...I will do the big reveal tomorrow BUT just to say that since the challenge began we have paid off well over £215k between us :T:T

:T:T That's amazing - well done everyone! You have to let us know when we meet £250k!

SpagBol

minicooper272 wrote: »

Nice to know I'm not the only one that celebrates Dr Who being back! You've got all week to make up for the pizza hut though, just use your flexi-syns, and no gravy on the lamb today!

Well...I've had 3 pieces of white chocolate, 4 jelly beans and a bit of DS's easter egg that he dropped As for "real" food I've had 2 fried egg whites on 1 slice of toast, only made with frylite so all free/HXB and now eating baked beans for lunch! Going to MILs for lunch so not sure what will be served there...