Pay ALL your debt off by Xmas 2013

parsniphead

Evening everyone

A final payment for the year tonight.

£3.50

Total so far 10.00/6500 - 0.15%

See you all in 2013

Happy new year

Parsniphead x

32b3in2013

Good evening

I have just paid my bills. I have paid over the minimum payment on all of them. I will be making another payment when a Quidco payment arrives in my account.

Total paid for Number 11 £818.00/£10224 = 8%

Happy new year everyone

32b3

32b3in2013

nctmum wrote: »

I dont even think I am any lighter despite eating hardly anything since christmas day

Its not fair is it, I didn't really eat anything from the Friday before Christmas to boxing day and I still put on 2lb at SW last night :eek::eek:

nctmum

SpagBol wrote: »

Oh no nctmum Hope you feel better soon. And regarding losing weight you might notice it next week

Sorry I havent been on, thanks very much. I've to the docs today, turns out I have a chest infection AND a throat infection, no wonder I've felt so rotten. Signed off work until next Monday, which is good and bad - my boss wont be too impressed when he gets back on Wed, I was supposed to be his xmas cover in the office.

What is good is that I havent been out of the house until today, so no spending in the sales!!

nomi01

Hi all, so far I have paid £563/£2500 which is 22.5% of my total.
However, it has occurred to me today that as I am paying off credit cards, I will actually need to pay off more than the £2500 to be debt free due to interest. I know this is really obvious but I only figured it out when I looked at my cc balance.
I am not put off though. It might shock me to realise how much I pay in interest by the end of next year .

recurrent-ostrich

nomi01 wrote: »

Hi all, so far I have paid £563/£2500 which is 22.5% of my total.
However, it has occurred to me today that as I am paying off credit cards, I will actually need to pay off more than the £2500 to be debt free due to interest. I know this is really obvious but I only figured it out when I looked at my cc balance.
I am not put off though. It might shock me to realise how much I pay in interest by the end of next year .

I don't put my total payments to my total, I wait until my statement comes and just count the reduction in balances. Means I wait another couple of weeks after each payment to be able to declare it, but I feel I give a more accurate figure that way. Different people do it differently, and some count payments made and don't worry about interest. Just do what suits you

couldsavemore_2

happy new year everyone have a great 2013:beer:

mummy2threeboys

HI all im in!! £5012

Thanks xx

sammy115

I am going to join but as yet have no idea how much I owe....*buried head in sand much*! Will report back when I have sorted the office paperwork out and have some idea...

marietje

Happy new year!

Paid my first PAD of £5.55 this morning, so I'm on the right track!