Pay ALL your debt off by Xmas 2013

parsniphead

I'm especially keen to get it done now as, as of last night, (and it seems strange telling people this as it's clearly the kind of news you wouldn't yet tell close friends/family) DH and I have decided to start trying for a baby ! Even though people always say there's never a "right" time to start a family, being married and settled and (nearly) debt free seems like a pretty good time to us Who knows what may happen or how long it may take but it's still exciting :cool:

So, now I'm desperate to start making the plans to re-do the bathroom and make-over the garden, and get our home all in order, generally. Being so close to the finishing line in this debt-busting journey is sooo exciting!! :j I can honestly say that I don't think I'll ever be back in this position again - less of the "I want it and I want it *now*" mentality of the world that we seem to live in and more "We need/want it; how quickly can we save up for it"!! :cool:


Ah that's lovely Helenpie. I did misread your post though when you said about re-doing the bedroom and garden. Thoughts of outdoor baby making went through my head, sorry:rotfl::D

Congratulations suzitiger:beer::j

Happy new year all:beer:

lemonpopsicle

Well done! Are you selling a specific item then? Well done for finding a good one if so! :T[/QUOTE]

It's a secret

GingerAngles

Please sign me up... maybe not debt fre by xmas but...

£514/14,194

SpagBol

HelenPie wrote: »

This is what we hope to do. I do still have the wish list I wrote 18 months ago, just before OH proposed and changed the game plan somewhat I think it needs a little updating but generally it's house stuff so still outstanding!

I'm especially keen to get it done now as, as of last night, (and it seems strange telling people this as it's clearly the kind of news you wouldn't yet tell close friends/family) DH and I have decided to start trying for a baby ! Even though people always say there's never a "right" time to start a family, being married and settled and (nearly) debt free seems like a pretty good time to us Who knows what may happen or how long it may take but it's still exciting :cool:

So, now I'm desperate to start making the plans to re-do the bathroom and make-over the garden, and get our home all in order, generally. Being so close to the finishing line in this debt-busting journey is sooo exciting!! :j I can honestly say that I don't think I'll ever be back in this position again - less of the "I want it and I want it *now*" mentality of the world that we seem to live in and more "We need/want it; how quickly can we save up for it"!! :cool:

Welcome migraineboy. Wishing you best of luck for your new job and a better year for clearing those debts

That is so exciting! I am sooo broody which is an incentive to shift the debt this year

triple_choc_chip wrote: »

Hi all,

I would like to join please as I'm determined to get to the bottom of my debt pile this year.
I have already paid off £24K but I am starting 2013 with £7860 to go, so..

£0.00 / £7860
Thank you
TCC

Welcome TCC! :beer:

karenann76 wrote: »

I have the lurgy and so does the OH....He is much sicker than I am though OBVS!

Has anyone tried this? http://www.cheap-family-recipes.org.uk/index.html

We have a V limited income for the next few months so need to make some serious cut backs. I did really well with the menu planning last year as far as saving money goes so am looking at doing that again but a bit more extreme.

I have ordered some bread flour from Approved Foods, I am not planning on buying ANY bread for the next 6 months. I have a bread maker I bought from the car booty for £3 it paid for itself by the time I had done 3 loaves. :)

I use lots of lentils for soups and curry and do a mean chick pea curry using dried chick peas. It is v ceap, lasts for days and v low fat!

SpagBol

Ruthy1604 wrote: »

Hi everyone,

Welcome to the new members & big Congratulations to Suzitiger. Also exciting news for HelenPie - maybe we'll get another DFW baby this year!

I have made a couple of payments and DD's so I'm now at:

#18 592.36/5100 11.6%

It feels good to be off the starting blocks

Ruth

Not just off the starting blocks, that's a fantastic payment :T

rubywhatashmoo wrote: »

Oooh this year is going to be exciting! Even more DF weddings and babies in the pipeline

Right, last payment from me for this year - OH paid his half of the food shopping and is paying for tonight's takeaway that I'd budgeted for, so another £30 gone to the card! Final totals for this year:

#048: £268/£5,400 4.96%

Right, off to finish an episode of Sherlock, unpack the shopping, make a trifle and maybe play some Hobbit Monopoly! See you next year! :rotfl:

Hobbit Monopoly?! Love the sound of this! :rotfl:

GingerAngles wrote: »

Please sign me up... maybe not debt fre by xmas but...

£514/14,194

Hello Ginger, welcome and well done, you've made a good start :j

GingerAngles

Thanks SpagBol

Started at £31k+ in Dec '09 and am where I am now all thanks to MSE!!!

tinks14_2

Well done to everybody who has already made a payment! Here's my first payment to cc :j

#60 £21.50/£2149.66 = 1%

kerri_dfw

I've just paid another £1 to my CC

#005 £11 / £2606.97 0.42%

catspaw

Can I join please? Want to pay £5K

mumsiemum

SpagBol wrote: »

I use lots of lentils for soups and curry and do a mean chick pea curry using dried chick peas. It is v ceap, lasts for days and v low fat!

I would be very intrested in your recipes for pulses etc - I have loads in the cupboard and I'm thinking this could be a great way to eek out the food budget! Especially the chick peas Would you be prepared to share your chick pea curry recipe?
MM