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Pay ALL your debt off by Xmas 2013

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Comments

  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    003 :j Newleaf £4780.00 / £40000.00
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Typical NW, OH paid what he owed but they took a bit more than they should have and now they're saying that's what he owed. It'sonly £8 but OH is getting really annoyed by it.
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    starnac wrote: »
    Just rang up and got a balance on my loan (and the interest rate). According to the lovely lady I spoke to roughly £35 from every payment goes on interest. That will make it easier for me to work out how much I pay off the loan every month. So new figures are

    #148 £1551.47/£14,174 or 10.94% :j

    Wow, fantastic payment, well done :T
    I think I need to join this thread and make my target DFW date of 31/12/2013 more official.... I am at £6813 / £16600 and only this month have I managed to drop below £10k since 1st November 2012... only £9787 to go...:j:j:j

    Welcome NinjaSavingKat :wave: You have added to our March totals very nicely there :D Keep posting, I think I recognise you from the DFW board so I think you will keep us all motivated! You are #161 on the challenge, I update my spreadsheet daily but update the front page once or twice a week so don't panic if every update doesn't go on there the same day.
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    My debt free date is currently 15th June ....... ahhh! that's only 3 months away :D
  • trying_hard
    trying_hard Posts: 449 Forumite
    Debt-free and Proud!
    kerri_dfw wrote: »

    Also, need to get to H4lfords to get an indicator bulb fitted, Dad says they do it for free :D but I shall be keeping my beady eye on them as I don't trust them not to wreck my car, heard many a story about dodgy places like them.

    Hi
    I had my cars front head light fitted at H$lfords and they were great, they do charge though! But so much quicker than my OH:rotfl:
    8 years of being on a DMP finished 3/3/14
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    amr547 wrote: »
    My debt free date is currently 15th June ....... ahhh! that's only 3 months away :D

    Wow!:j
    Thats no time at all!
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Jonesy88 wrote: »
    Wow!:j
    Thats no time at all!

    3 more pay days is one way of looking at it! :j
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 11 March 2013 at 10:08PM
    Welcome NinjaSavingKat!

    Got some expenses today, and I'm going to use some of it to top up my total to:

    #141 £400/3250 = 12.32%

    I'm going to use the rest for some smarter work clothes, as I was a little insulted in a meeting today - someone automatically assumed the man in the suit was the technical expert, but it was actually me. I was insulted because I thought it was because he was a man, but a friend suggested maybe it was because he was in a suit, and I was in a Primark cardigan...
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    BTW I saw my work colleague today who got into the fisty-cuffs on Saturday night. First thing she asks me - 'you didn't hit me on Saturday night, did you?' :eek: Apparently she woke up on Sunday morning with a really sore mouth, and felt like she'd been punched, and she wondered if I had knocked her! Didn't have the heart to tell her what really happened in front of our workmates...
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Welcome NinjaSavingKat!

    Got some expenses today, and I'm going to use some of it to top up my total to:

    #141 £400/3250 = 12.32%

    I'm going to use the rest for some smarter work clothes, as I was a little insulted in a meeting today - someone automatically assumed the man in the suit was the technical expert, but it was actually me. I was insulted because I thought it was because he was a man, but a friend suggested maybe it was because he was in a suit, and I was in a Primark cardigan...

    Nowt wrong with a Primark Cardy! I bet it was because he was a man....:D
    BTW I saw my work colleague today who got into the fisty-cuffs on Saturday night. First thing she asks me - 'you didn't hit me on Saturday night, did you?' :eek: Apparently she woke up on Sunday morning with a really sore mouth, and felt like she'd been punched, and she wondered if I had knocked her! Didn't have the heart to tell her what really happened in front of our workmates...

    :rotfl::rotfl:

    I have had the last DD of the month come out...

    #002 £906 / £45,000 2.01%

    :j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
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