Pay ALL your debt off by Xmas 2013

choclover

kerri_dfw wrote: »

Well I'm doing well at overpaying the CC this month, all my little fleabay payments are going on there when they come in. However, because we're using the credit card instead of cash it's making it confusing to know how much my total left to pay is as the balance is going up and down.

Kerri we're having the same problem too, so I've decided to only update at the end of the month (the day before payday).

We've been pretty bad this month, I think what with the money moving all over the place we seem to have increased our debt, so I'm currently running at a minus figure :eek:, however we've still got £400 in bank with two weeks left to go too so it doesn't seem too bad.

choclover

Forgot to say that I've been quite ill with a sickness bug since Monday, now only just starting to eat properly, but the plus side is I've lost half a stone!

his_missus

NinjaSavingKat wrote: »

HA HA! The more the merrier!!!

WARNING! This woman will ninja kick you everytime you stray off the MSE path, she's mean and fierce and determined and... gotta like her though cos she keeps all her chickadees in check.:D Her challenges are hard though:eek: scarily hard:eek:Join them at your own peril. I try every month and usually fail :rotfl:

Hi NSK, welcome to PAYDBX13 :wave:

Payday on Friday and I need to really sort the finances out. Borrowed from the savings funds this month and had to put vets bill on CC for lil' kitty. My bonus is already accounted for, ggod job I got it! Hoping though to pay £650 off the CC, wish my statement would hurry up and come (never thought I'd say that:p) so I can see where I'm at and finally update my totals. I worked out it should be about £2050 (before my Friday payment)

NewLeaf_2

003 :j Newleaf £5000.00 / £40000.00

I [STRIKE][/STRIKE] I really wish I had done more at the 3 month mark.

Determined_diva

his_missus wrote: »

WARNING! This woman will ninja kick you everytime you stray off the MSE path, she's mean and fierce and determined and... gotta like her though cos she keeps all her chickadees in check.:D Her challenges are hard though:eek: scarily hard:eek:Join them at your own peril. I try every month and usually fail :rotfl:

Hi NSK, welcome to PAYDBX13 :wave:

Payday on Friday and I need to really sort the finances out. Borrowed from the savings funds this month and had to put vets bill on CC for lil' kitty. My bonus is already accounted for, ggod job I got it! Hoping though to pay £650 off the CC, wish my statement would hurry up and come (never thought I'd say that:p) so I can see where I'm at and finally update my totals. I worked out it should be about £2050 (before my Friday payment)

I second this comment ! She is defo a person u want on ur team :rotfl::T:A:j

amr547

the virgin bill just went out ...... gawd that was a big 'un!!! can't wait to get this sky sports malarkey cancelled!

next payment goes out friday i think... not doing too bad, should have £500 left int he current accoutn and £500 in the savings...

SpagBol

Ariel2013 wrote: »

Hi everyone! My payments are not as big as i would like them to be as i have had a run of extra big bills, feel really frustrated but at least my debt hasnt gone up!


Number 59 Ariel2013 £314/£14041

Well done to everyone who is paying off debt
Thanks Spagbol

Still a good payment, well done :T

NewLeaf wrote: »

003 :j Newleaf £5000.00 / £40000.00

I [STRIKE][/STRIKE] I really wish I had done more at the 3 month mark.

Don't feel down, you have done so well!! And kicking my butt too I might add!! :eek::rotfl::rotfl::rotfl: Well done

his_missus wrote: »

WARNING! This woman will ninja kick you everytime you stray off the MSE path, she's mean and fierce and determined and... gotta like her though cos she keeps all her chickadees in check.:D Her challenges are hard though:eek: scarily hard:eek:Join them at your own peril. I try every month and usually fail :rotfl:

Hi NSK, welcome to PAYDBX13 :wave:

Payday on Friday and I need to really sort the finances out. Borrowed from the savings funds this month and had to put vets bill on CC for lil' kitty. My bonus is already accounted for, ggod job I got it! Hoping though to pay £650 off the CC, wish my statement would hurry up and come (never thought I'd say that:p) so I can see where I'm at and finally update my totals. I worked out it should be about £2050 (before my Friday payment)

Excellent, we need you NSK, kick my butt please!!

XSpender

No payments today but rang secured loan company to request up to date settlement as I use this as my balance figure. Checked the interest being charged each month and it is £75 less than I had been using to calculate my monthly debt reduction. The upshot is I may have paid off more than I have calculated:D

minicooper272

I'm feeling very short on the money side of things this month... No idea how it's happened, as I've had a reasonable budget. I have £150 to get me through to the end of the month, but I need to buy new and decent work clothes. Dunno what pot to steal the money from for that! Will have a nosey in the charity shops.

amr547

the house i'm in love with(been on the market nearly a year) just had a price drop! booooooo.... c'mon debt free-ness, so i can get on the ladder...