We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2013

1238239241243244509

Comments

  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I still can't get my Noddle report, guess I'll need to give it another few months before I know my credit rating!

    I need to find a good way to de-stress. I've gotten rid of all my vices lately to save money, and I can't think of anything else to do! I've been stress eating too much lately, and it needs to stop before it goes on for too long!
    Nice long walk each evening :) exercise too. Do you have any parks or something nearby?

    Spagbol thanks, I can't wait for him to get a job will be much nicer to have two incomes to argue about :rotfl::rotfl::rotfl:
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    lindsloo wrote: »
    Am so excited, when I wake up tomorrow I will have paid one of my cc's off, from 1923.07 down to a big fat ZERO. I started paying every spare penny off that I had on 14 January, not bad for a low earner but its been blooming hard. I have worked 60-80 hours a week and have worked myself into the ground so I am resting over Easter break and will start again on the second and final cc when the kids are back.

    I'm exhausted and feel rotten but I'm still buzzing with excitement at having paid off my marker. I feel like my goal of being debt free by Xmas is definitely in grabbing distance


    this is absolutely amazing. It made me feel really emotional.

    I am rwally really pleased for you :D

    Well done xx :D:j:beer::T
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »
    Nice long walk each evening :) exercise too. Do you have any parks or something nearby?

    Spagbol thanks, I can't wait for him to get a job will be much nicer to have two incomes to argue about :rotfl::rotfl::rotfl:

    It's a bit scaffy around here for 'nice' walks, but I do go swimming. I've had to take a few weeks off from swimming and fitness classes though (bad timing).

    Good luck for the OH's interview tomorrow!
  • lindsloo
    lindsloo Posts: 252 Forumite
    SpagBol wrote: »
    Woo hoo well done :T:T Don't forget to update tomorrow :j

    amr my noddle update is in 7 days :mad:

    I would love to but PC is in for repair so I've lost all my spreadsheets until it comes back. Can't wait til it does, EXCITED!!!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I had an unexpected cheque in the post today so that went straight to the o/d. I'm not counting it yet though as I'll wait til the end of the month and total exactly how much the o/d has come down by.

    I find o/d the hardest to judge especially the joint account where bills are coming out at different times throughout the month. I find it hard to keep track. That's why I find it easier to wait til the end of the month then compare the o/d at its highest compared to the month before. If that makes sense?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Hello all!

    Payday today and looking to pay £600 off the CC tonight :)

    May be able to make another payment later in the month if I can stay under budget each week and the vets bill for kitty to have her teeth cleaned isn't too expensive.

    Also put £200 back into the savings pot to cover what I've borrowed from it.

    Oh darn... put £80 on CC this month... need to take that into consideration, bloomin' eck!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    :j:j 032: £2,138 / £4,100 :j:j

    not long now.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    really don't want to live here any more :( had a postcard through the door from the police to say there was a burglary next door and did we see anything. umm no, we work.... which makes me worry. :(
  • DH payday and overtime, ebay sales and no council tax this month means another £600 of the total.

    114 - £4421.32/6381.81 69.28%
    No more buying toiletries
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    amr547 wrote: »
    really don't want to live here any more :( had a postcard through the door from the police to say there was a burglary next door and did we see anything. umm no, we work.... which makes me worry. :(

    How scary! Burglaries happen anywhere though, my gran lived 6 houses down from us, and her neighbours were burgled. 1 of only 3 in our village in my lifetime! But it is scary. I wouldn't think they would come back to a nearby house any time soon, as people are more likely to be looking out for them. Just make sure you have insurance, keep a decent backup of your computer files, and find a safe place to keep sentimentals.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.