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Pay ALL your debt off by Xmas 2013
Comments
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Another payment of £840.
£2,642/£14,500
:T:T:T:T:T8 years of being on a DMP finished 3/3/140 -
It's free listing on eBay again this weekend
SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.630 -
Oh man I feel like I'm at a standstill :-( I can't pay anything off quick enough :-(
DDxStarted again 25th December 2017
Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)0 -
Hi all
I'm up to £848/£2500 (34%) #25. I have my car insurance to pay next month so that will slow down the repayments but I'm a 1/3 of the way there:D0 -
Hello all!
What are you all up to this weekend? We are having a sorty-outy day and hopefully a car boot sale tomorrow if it ever stops raining! There is an indoor one a few miles away so might try that if so and swerve the local outside one!
#002 £919/ £45,000 2.04%
:jDMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:0 -
Had an annoying start to the morning!
Had paid off £1,750 to one of my Halifax CC's which had reached the end of its 0% offer and reverted back to 18.9%.
Except I called this morning to find that they hadn't made the payment towards that part of my overall balance, but instead to a lifetime of the balance offer which is around 6%. This was despite my ringing twice beforehand to make sure that I made the payment at the right time so that the payment came off of the right part of my balance. :mad::mad::mad::mad::mad::mad:
I kept my calm though and explained my position and ended up with them switching the payment to the right part of my balance plus giving me £27 for the inconvenience and the cost of my phone call - hurrah!!!!
Probably shouldn't celebrate until I see this on a statement, but have all the reference details should something go wrong.
If nothing else, I will be so relived when all my debt is paid off so that I don't have to do all this money managing. Time is too precious to spend on the phone to the Halifax!
Balance is under 14k - this is a very good thing :-). 12 days to go until I can hopefully make a 1k payment. Things will be fairly tight until then......MBNA - [STRIKE]£2,642.15[/STRIKE] £0
[STRIKE]HBOS - £245[/STRIKE] £0 HBOS - £5,052 - 6.95% lifetime of the balance and [STRIKE]£1,864.30[/STRIKE] £0 and £3,132.67- 0% 29th October 2013)
Postoffice [STRIKE]£3,240[/STRIKE] £3,035 (0% 3rd December) Open University Loan [STRIKE]£412[/STRIKE] £0
GRAND TOTAL = [STRIKE]£16,500.46[/STRIKE] £13,9770 -
fleabay listing day for me then! I'm using my phone it's so much quicker than photographing, editing, uploading, and clicking through. Here's hoping I get another box done
x Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
A payment of £50 for me today please; bringing my new figures to:
DFBX No.40 £839.00/£11209.95 = 7.48%
Current Mortgage 01.10.17 £113,513.88
MFW Start Mortgage: £114,794.64
Current MED: 2036:eek: Target MED: 2026
Overpayment Target for remainder of 2017: £2,000
Mortgage overpayment savings: £684.80
MFW No 124 :money:0 -
Afternoon
It's much easier listing from your phone isn't it Kerri
My ebay stuff has started selling. 4 sold today but 2 were my Mum's! 1 has been paid for, so I have paid a total of £29.38 off of my credit card. £20 of that was a quidco payment.
#11 - £3595.69/£10,224 = 35.17% :j
I will be back when the other buyer pays. Loads more ending tomorrow too
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.630 -
003 :j Newleaf £5060.00 / £40000.00Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130
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