We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2013

1239240242244245509

Comments

  • trying_hard
    trying_hard Posts: 449 Forumite
    Debt-free and Proud!
    Another payment of £840.

    £2,642/£14,500

    :T:T:T:T:T
    8 years of being on a DMP finished 3/3/14
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It's free listing on eBay again this weekend :D
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Oh man I feel like I'm at a standstill :-( I can't pay anything off quick enough :-(

    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all

    I'm up to £848/£2500 (34%) #25. I have my car insurance to pay next month so that will slow down the repayments but I'm a 1/3 of the way there:D
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Hello all!

    What are you all up to this weekend? We are having a sorty-outy day and hopefully a car boot sale tomorrow if it ever stops raining! There is an indoor one a few miles away so might try that if so and swerve the local outside one!

    #002 £919/ £45,000 2.04%

    :j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Had an annoying start to the morning!

    Had paid off £1,750 to one of my Halifax CC's which had reached the end of its 0% offer and reverted back to 18.9%.

    Except I called this morning to find that they hadn't made the payment towards that part of my overall balance, but instead to a lifetime of the balance offer which is around 6%. This was despite my ringing twice beforehand to make sure that I made the payment at the right time so that the payment came off of the right part of my balance. :mad::mad::mad::mad::mad::mad:

    I kept my calm though and explained my position and ended up with them switching the payment to the right part of my balance plus giving me £27 for the inconvenience and the cost of my phone call - hurrah!!!!

    Probably shouldn't celebrate until I see this on a statement, but have all the reference details should something go wrong.

    If nothing else, I will be so relived when all my debt is paid off so that I don't have to do all this money managing. Time is too precious to spend on the phone to the Halifax!

    Balance is under 14k - this is a very good thing :-). 12 days to go until I can hopefully make a 1k payment. Things will be fairly tight until then......
    MBNA - [STRIKE]£2,642.15[/STRIKE] £0
    [STRIKE]HBOS - £245[/STRIKE] £0 HBOS - £5,052 - 6.95% lifetime of the balance and [STRIKE]£1,864.30[/STRIKE] £0 and £3,132.67- 0% 29th October 2013)
    Postoffice [STRIKE]£3,240[/STRIKE] £3,035 (0% 3rd December) Open University Loan [STRIKE]£412[/STRIKE] £0
    GRAND TOTAL = [STRIKE]£16,500.46[/STRIKE] £13,977
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    fleabay listing day for me then! I'm using my phone it's so much quicker than photographing, editing, uploading, and clicking through. Here's hoping I get another box done :) x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Debtslayer
    Debtslayer Posts: 447 Forumite
    edited 16 March 2013 at 1:19PM
    A payment of £50 for me today please; bringing my new figures to:

    DFBX No.40 £839.00/£11209.95 = 7.48%
    Current Mortgage 01.10.17 £113,513.88
    MFW Start Mortgage: £114,794.64
    Current MED: 2036:eek: Target MED: 2026 ;)
    Overpayment Target for remainder of 2017: £2,000
    Mortgage overpayment savings: £684.80
    MFW No 124 :money:
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Afternoon

    It's much easier listing from your phone isn't it Kerri :D

    My ebay stuff has started selling. 4 sold today but 2 were my Mum's! 1 has been paid for, so I have paid a total of £29.38 off of my credit card. £20 of that was a quidco payment.

    #11 - £3595.69/£10,224 = 35.17% :j

    I will be back when the other buyer pays. Loads more ending tomorrow too :D

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    003 :j Newleaf £5060.00 / £40000.00
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.