Pay ALL your debt off by Xmas 2013

rugbychick81

Not technically debt re payment but my dad told me today that i miscalculated how much I owe him by £75! Debt total now £1445. :-)

SpagBol

rugbychick81 wrote: »

Not technically debt re payment but my dad told me today that i miscalculated how much I owe him by £75! Debt total now £1445. :-)

Result! :rotfl:

SpagBol

dktreesea wrote: »

Got to the end of the month (well....almost. Planning a NSD tomorrow) and YAAY! I've paid off some of the millstone!

Please could you update me, Spagbol, for a £573 reduction:

#30 £573/£25816 2.22%

I know this doesn't look much, but it still feels great :-)

Fantastic payment! :T:j:T:j

I know what you all mean about payday...I've got to wait until the 25th and this is my first month without the paypacket from my second job (finished it now- :T:j and :eek::eek:). Luckily DH gets paid on the 6th but that's all accounted for I think.

I've updated the spreadsheet will transfer to the front page twice a week I think if that's ok?

Easily_tempted

Easily Tempted - NEWBIE

Debt free by Xmas 2013

£2,100

dktreesea

SpagBol wrote: »

Fantastic payment! :T:j:T:j

I know what you all mean about payday...I've got to wait until the 25th and this is my first month without the paypacket from my second job (finished it now- :T:j and :eek::eek:). Luckily DH gets paid on the 6th but that's all accounted for I think.

I've updated the spreadsheet will transfer to the front page twice a week I think if that's ok?

Oh goodness! A second job?! It's hard enough to cope with one. Well, debt aside, free time is important so I am glad you are getting some more free time.

Thx for updating your spreadsheet. It will be amazing to see it on the front page. This thread is great. Makes paying off The Dreadful, Daunting, D-E-B-T (I think mine likes to be addressed as "Sir"...) seem more real somehow.

SpagBol

dktreesea wrote: »

Oh goodness! A second job?! It's hard enough to cope with one. Well, debt aside, free time is important so I am glad you are getting some more free time.

Thx for updating your spreadsheet. It will be amazing to see it on the front page. This thread is great. Makes paying off The Dreadful, Daunting, D-E-B-T (I think mine likes to be addressed as "Sir"...) seem more real somehow.

Just about to update front page now as I have a spare few minutes spreadsheet has gone a bit odd colourwise...I will try and sort it out on NYD!

Not having the second job is bittersweet...it was on average £500 or so extra a month so will def miss that but it was a total logistical nightmare (some days I was working 20 hours in two hospitals 14 miles apart :eek:) and I was knackered. I have grand hopes of making this amount by being a bit of a lovejoy or delboy and buying and selling but need to get myself sorted out first!

32b3in2013

Evening all

Payday for me tomorrow so I have just paid what was left in my account off of a credit card.

1st payment for Number 11 is £23/£10224

I pay all my monthly payments on payday so I will be back tomorrow with an update.

Could someone tell me know how to work out %. Sorry for being a bit thick :o

32b3

affordmylife

ok peeps i have two limes sitting there doing nothing. not wanting to waste them anyone got any bright ideas as to what i can do with them xx

Kerfuffle

32b3in2013 wrote: »

Evening all

Payday for me tomorrow so I have just paid what was left in my account off of a credit card.

1st payment for Number 11 is £23/£10224

I pay all my monthly payments on payday so I will be back tomorrow with an update.

Could someone tell me know how to work out %. Sorry for being a bit thick :o

32b3

23 divide by 10224 multiply by 100 = 0.22%

[Deleted User]

Just want to wish you all best of luck in your debt free journey.

I will be looking to be debt free by Christmas 2014 so I will join in on the next thread.

Dxxx