Pay ALL your debt off by Xmas 2013

marietje

It's raining heavily where I am, no sight of snow yet. I'm planning to go to the cinema later on.

Just did my accounts for today and made a £11.65 PAD. I got a 0% balance transfer card and I'm really keen to get up-to-date balances for everything. At least I can keep myself busy making plans on how to arrange my payments and with the thought that I'm going to save a lot of money on interest.

parsniphead

Congratulations on the job ruby. I'm sure it will be brilliant.

I'm just going to check the finances and see if I can get some extra to pay off as I have been feeling a bit demotivated at the moment. I do have a few more PPi claims in at the moment so fingers crossed.

You all seem to be doing well.:T I must promise to log on every day to keep me motivated.

SpagBol

Good luck in the new job Ruby

NewLeaf_2

NewLeaf wrote: »

003 :j Newleaf £1725.00 / £40000.00

That was my latest update, but I have put a load of stuff on fleabay so I am hoping to pay off quite a bit in the next 2 weeks. I also sold something else which I am waiting for funds to clear from, which will all go right to hmrc . That is the debt that worries me most x

affordmylife

hello everyone. no debt busting to report here sadly.

still 9 days until payday.

here is what i want to buy currently:

1. party dress and pumps for daughter (party) £26.
2. wool to complete a project im working on and start another (approx) £30.
3. couple of bits from marks and sparks which will allow me to wear a couple of bits i already have (again approx) £30.

now i dont think thats unreasonable. particularly for daughter. bless her normally she will come up with a dress and shoes for closer to £100 so i was really pleased that she chose something from new look without me even prompting her.

so do i stick it on the credit card and enjoy the bits we want. this will mean a smaller payment next month but wont put the actual debt free date back.

also ive been ill with the flu so im feeling a bit sorry for myself and need cheering up lol.

on the plus side i havent been out for nearly two weeks so i havent spent a penny lol xx

triple_choc_chip

Hi peops, good news to report. Thanks for the positive ebay thoughts suzitiger, they worked a treat. I was hoping for something in between £30 and £40. It all added up to £38.60 so even allowing for fees we can eat this week, yea! :j

I've already listed 6 more things in the hope that we will eat next week too - how overly dramatic is that! I probably have enough in freezer and cupboard to last a fortnight but there's always something needed isn't there :cool:

amr547

Hi all! The stray bunny has just gone home!!! His owners were so grateful - offered some cash as a reward but we politely refused. We did ask where they got their bun from though as my parents would love one Good deed for the weekend = done ...

Just as well we didn't have to keep him I suppose - would've been extra money in vet costs, in accommodation, food etc.

Will be able to add to the total at the end of the week, woohoo Feels like I've paid .... not a lot! lol.

orangeade

hi im new to this site , i have got a target to be debt free by december 2013

amr547

The plan for OH's DMP is to wait until we're paid at the end of the month and write to the creditors to see if they will accept a reduced F&F payment ... Fingers crossed!

minicooper272

orangeade wrote: »

hi im new to this site , i have got a target to be debt free by december 2013

Hi orangeade, welcome to the site! Can you add up how much you want to pay off by December, and spagbol will be along shortly to give you a number!

When you make a payment can you post like this:

#your no - amount paid/amount owed

Good luck!