Pay ALL your debt off by Xmas 2013

SpagBol

Sorry everyone for going AWOL! Felt sooooo poorly yesterday, flu-like symptoms and nausea and couldn't get out of bed!! Much better today so thankfully it was a 24hour thing.

I'm off to update the spreadsheet with your updates now

SpagBol

amr547 wrote: »

I've just counted up that if we paid all bills off in one go and have no debt we'd be £500 a month better off! It's madness.

£750 a month here :eek: Another £1.2k pcm if we were mortgage free :eek::eek:

32b3in2013 wrote: »

Just paid the last of this week's ebay sales off of a different credit card.

Total now - #11 - £1427.11/£10,224 = 13.96%

If the one ebay person who hasn't paid does so before Thursday, I will be back, but otherwise I will do a small update with end of month bank account remains on Wednesday night and my big update on Thursday night.

Keep going everyone.

32b3

Oooh nearly 15% well done :T

clarissa_D wrote: »

#050 £57.15 to the cc please

Hi clarissa I've got your running total as £250 so is this £307.15? It would be fabulous if you posted your updates like this:

#00x £250 / 3000 (example numbers!)

Ta

SpagBol

missy83 wrote: »

So this month wasnt a great start to clearing off my debt, the car needed its service and work done to it so that stung me £506 which couldnt go to my credit card so i only manged to pay£110 towards my total, not great but its something anyway.

£110 from £9000 is 0.012% paid off, only £8890 to go

No sad faces!! You are doing really well and that debt will be gone by Xmas :j:j:j

psychopathbabble wrote: »

Have sent it across... mine is really simple, but sometimes that's the best way to keep track of everything

Is it sad that I want to see your spreadsheet too? :rotfl:

amr547 wrote: »

We had a big talk about decided
- Paying car insurance off in full isn't completely necessary - it will be at most £45 a month. Not paying it off in full means we can...
- Save that money we had budgeted for car insurance, and pay off the DMP
- Which in turn frees up £100 a month, which can be used towards other debts, and eventually pay off the car insurance.

Seems like a better idea and means we will be debt free quicker. (or we will feel like we are achieving more)

Yes we do all those sorts of things monthly now, it feels like we can pay more off through the year. Don't know if it is true but I agree with you

SpagBol

bathyboots wrote: »

Hi. Would it be ok for me to join? Reading the posts of you all getting your debts paid has been a great motivator.

The amount I would like to pay off is £8,469.53

Are there any specific times/days to declare how much gets paid off? I get paid the last day of the month, So stuff gets paid then or the first couple of days into the next month.

Many thanks.

Hi bathyboots :wave: welcome and apologies for not seeing your post until this morning I was sweating in my bed yesterday! You are #138

SpagBol

Sorry for all the posts!

My update after a DD and a small payment to a CC from ebay sales:

#002 £1,277 / £45,000 2.84%

:j

And in VERY EXCITING news, we have now paid off over £93k between us!! Let's get it up to £100k by February!!

psychopathbabble

SpagBol wrote: »

Is it sad that I want to see your spreadsheet too? :rotfl:

Spreadsheet p0rn? PM me your email and I'll send it. It's honestly nothing special, but I had one that was too complicated and got confused

braddy970

£1786.79 / £7354.26 for me xx #133

SpagBol

psychopathbabble wrote: »

Spreadsheet p0rn? PM me your email and I'll send it. It's honestly nothing special, but I had one that was too complicated and got confused

Oh yes, the p0rn I like is housey on R!ghtm0ve and spreadsheety on here!

braddy970 wrote: »

£1786.79 / £7354.26 for me xx #133

Fantastic payment well done :T

choclover

Oooops! Realised in the shower this morning my update yesterday was wrong! Even though I had deducted the interest, purchases and the BT fee, I hadn't included my payment! So my total is actually looking better:

#27 £681.68/£6000 (11.36%)

Hubby's taking me out to dinner tonight , so I probably won't be able to catch up on the thread until tomorrow.

kerri_dfw

Woke up with a nosebleed windows open to try to moisten the air, going to neck loads of water too I think I'm dehydrated. 2 days until payday!!!