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Pay ALL your debt off by Xmas 2013

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Comments

  • Kerri - I can send you mine if you like? It's pretty simple but useful.
  • Hugs to all of you who have suffered a loss.

    Well done to those who have managed to pay some debt.

    I've just been to Boot Camp and am spending the afternoon on the sofa with Downton Abbey after a weekend away. Not sure how i'm going to be able to get some debt paid off as I'm hardly working at the moment, but hopefully it'll pick up soon!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Kerri - I can send you mine if you like? It's pretty simple but useful.
    Oooh yes please, I think mine is over-complicated. I'll drop you my email now :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    Oooh yes please, I think mine is over-complicated. I'll drop you my email now :)

    Have sent it across... mine is really simple, but sometimes that's the best way to keep track of everything :)
  • rachie_2011
    rachie_2011 Posts: 231 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 29 January 2013 at 1:21PM
    #100 I've paid £3,064.83 / £8,545.10

    :T Only £5,480.27 to go! :T
  • LunaLady
    LunaLady Posts: 1,625 Forumite
    I am going to make February my 'emergency fund month' and try and pay as much as I possibly can into my rainy day account. If I can get £400 paid off in Feb I will be happy.
    SPC #1813
    Addicted to collecting Nectar Points!! :D
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    We had a big talk about decided
    - Paying car insurance off in full isn't completely necessary - it will be at most £45 a month. Not paying it off in full means we can...
    - Save that money we had budgeted for car insurance, and pay off the DMP
    - Which in turn frees up £100 a month, which can be used towards other debts, and eventually pay off the car insurance.

    Seems like a better idea and means we will be debt free quicker. (or we will feel like we are achieving more)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    kerri_dfw wrote: »
    Oooh yes please, I think mine is over-complicated. I'll drop you my email now :)

    your cats are sooooooo cute! :D
  • Excited! I listed 5 things on fleabay yesterday, and have watchers on 2 of them - I hope they bid!

    Not heard a peep from Ms no show, so reckon she's never going to show. I'll send an email tonight and tell her she has 24 hours...

    3 days to pay day, and I'm looking forward to it!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks PsychoPathBubble for the spreadsheet it's so much simpler than mine :) just transferring across into it now hurrah! It does show we have a lot of "overspend" though eep!!! Why we want to spend £1k on clothes a year I have no idea
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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