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Pay ALL your debt off by Xmas 2013

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Comments

  • Kerri - I can send you mine if you like? It's pretty simple but useful.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Hugs to all of you who have suffered a loss.

    Well done to those who have managed to pay some debt.

    I've just been to Boot Camp and am spending the afternoon on the sofa with Downton Abbey after a weekend away. Not sure how i'm going to be able to get some debt paid off as I'm hardly working at the moment, but hopefully it'll pick up soon!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Kerri - I can send you mine if you like? It's pretty simple but useful.
    Oooh yes please, I think mine is over-complicated. I'll drop you my email now :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    Oooh yes please, I think mine is over-complicated. I'll drop you my email now :)

    Have sent it across... mine is really simple, but sometimes that's the best way to keep track of everything :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • rachie_2011
    rachie_2011 Posts: 231 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 29 January 2013 at 2:21PM
    #100 I've paid £3,064.83 / £8,545.10

    :T Only £5,480.27 to go! :T
  • LunaLady
    LunaLady Posts: 1,625 Forumite
    I am going to make February my 'emergency fund month' and try and pay as much as I possibly can into my rainy day account. If I can get £400 paid off in Feb I will be happy.
    SPC #1813
    Addicted to collecting Nectar Points!! :D
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    We had a big talk about decided
    - Paying car insurance off in full isn't completely necessary - it will be at most £45 a month. Not paying it off in full means we can...
    - Save that money we had budgeted for car insurance, and pay off the DMP
    - Which in turn frees up £100 a month, which can be used towards other debts, and eventually pay off the car insurance.

    Seems like a better idea and means we will be debt free quicker. (or we will feel like we are achieving more)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    kerri_dfw wrote: »
    Oooh yes please, I think mine is over-complicated. I'll drop you my email now :)

    your cats are sooooooo cute! :D
  • Excited! I listed 5 things on fleabay yesterday, and have watchers on 2 of them - I hope they bid!

    Not heard a peep from Ms no show, so reckon she's never going to show. I'll send an email tonight and tell her she has 24 hours...

    3 days to pay day, and I'm looking forward to it!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks PsychoPathBubble for the spreadsheet it's so much simpler than mine :) just transferring across into it now hurrah! It does show we have a lot of "overspend" though eep!!! Why we want to spend £1k on clothes a year I have no idea
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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