Pay ALL your debt off by Xmas 2013

SpagBol

Masterplan wrote: »

Hi all,

Do you mind if I join?

With high possibility of redundancy at the end of this year we have decided to have a very, very quiet year and get rid of as much debt as possible.

Our target for 2013 is a optimistic £13528

Somehow in January we have managed to pay off £1022:T

I'm hoping this thread will keep me on track! :T

Hi Masterplan and welcome :wave: you are #140 well done on your payments so far :T

moaning_myrtle wrote: »

#99 £4292.60/£9449.97 (45.42%)

Wowsers, huge payment there well done :T and now we are only:

£500 away from £100k in January!! Come on everyone!! :j

floella80

Just caught up. Sorry to hear about your losses of loved ones.

amr547

everyone is doing so well well done guys!

can't wait til hit the 15th, that's when all the repayments start kicking in lol. also, i have a week off work starting the 16th

angelbob

Well i thought I'd make a start so:
#139 £57/£2271.73
:j

minicooper272

fennmad wrote: »

Me too. We have been together 10years next month. so you never know, this could be the year!

Well stick with me, all my friends seem to be getting engaged lately! That's my 10th friend in 15 months to get engaged, which is lovely, but it makes me feel all pressure. I've been with my OH for 4.5 years, and had to sit down and have the marriage talk last week (aka, "I'm not ready yet, oh, you too? Fantastic!")

On the plus side, my OH is working away so much, he's wracking up some major air miles, and he just broke the news to me that we should be able to get free flights and hotel anywhere in Europe for my birthday. I'm thinking Italy...

2 days to pay day!!!

utopiah

hi all
a very small payment of £25.48 has been paid out today....baby steps
#86 264.82/£4500

Waywardbird

It's been a quiet month for me. Managed to make a payment today of £29.75 :j

#33 254.31/2396.77 :j

fennmad

minicooper272 wrote: »

Well stick with me, all my friends seem to be getting engaged lately! That's my 10th friend in 15 months to get engaged, which is lovely, but it makes me feel all pressure. I've been with my OH for 4.5 years, and had to sit down and have the marriage talk last week (aka, "I'm not ready yet, oh, you too? Fantastic!")

On the plus side, my OH is working away so much, he's wracking up some major air miles, and he just broke the news to me that we should be able to get free flights and hotel anywhere in Europe for my birthday. I'm thinking Italy...

2 days to pay day!!!

Same here, all our friends are either engaged, married or have children!!!

Thats fantastic news on the free flights and hotel. I could really do with a holiday. I shouldnt complain but havent had a holiday for 2years. Every penny has been put towards the house. Hopefully that will all change this year :cool:

bathyboots

SpagBol wrote: »

Hi bathyboots :wave: welcome and apologies for not seeing your post until this morning I was sweating in my bed yesterday! You are #138

Thanks for my number SpagBol. I hope you feel better soon.

When I post how much I have paid off, is it just the amount I have paid, the total paid or both? I have been trying to tell by looking at other posts but I am still a bit unsure! :doh:

Many thanks.

blackberrycurved_2

Just caught up - sorry to those of you who have lost someone January is a horrible month.

Spag Bol being a freelancer I do sympathise with your bloke. I have to pay my tax by Jan on top of which i have to pay my accountant £500 if it's any consolation if you work out what your DH would have paid in tax doing a regular job it would probably have been heaps more.
I'm ignoring the additional tax and gas bill debts from these calculations as I would have had to pay them whatever. And with no fixed income or regular pay days. I am using money I wouldn't normally have had - through selling things - wins - collecting change etc to pay of these debts. Is anyone else doing it that way?

Quote:
Originally Posted by blackberrycurved
Love this thread I suppose lots of people already do this but I've bought our meat online through Hugh Fern Witty Thingies posh blokes website. It's organic and fresh and comes direct from the farmer £90 for half a pig - already cut up £85 for half a lamb including postage. It's £15 for a joint where I live. I add in a few free range chickens and mince at that's lasts us 8 months frozen saves a fortune and is fab meat.
Can you put up a link to the website pleasE? Sounds v interesting but I can't find it

http://www.rivercottage.net/forum/th...-great-produce

Join the forum similar to this and farmers will advertise when they have meat available or just post want to buy half a pig - you want it fresh not frozen / cut up and a price for delivery and it will save you loads. We have half a welsh black faced lamb and half a pig + free range chickens and some beef. It fits into our cheap top loading freezer about the size of a fridge. x

Anyway paying another £106 off so now
Number 113 £-340 /6373