Pay ALL your debt off by Xmas 2013

choclover

I've not included my overdraft in my figures, as it's probably the last thing I'm going to pay off.

Fleurlur

Can I join in? I have £450 overdraft to pay off by April unless I want interest added! Then I have £350 to pay off Very by October. And £137 off Argos by June. So all together I have: £0/£837

Newlywed_Saving_Ninja

of course you can join Fleur

mrsyallop

My direct debits and standing orders have come out now. I paid back money to the in laws which I'd not included in my overall debt as it was a short term measure leaving myself short because I didn't get my Christmas overtime pay!

Mrsyallop #14 717 / 6424

SpagBol

mumsiemum wrote: »

Wohoo!! Pay day - AT LAST!!!

I have finally been able to get on the lap top to redistribute my negative wealth :rotfl::rotfl:

Been doing the January Financial Freeze challenge which has made sooooo much difference in spending this month - its a bit hard core but feels worth it now I can see the benefit - which is I can pay off a massive £700 off my debt so my total are:

# 008 £700 / £1175 59%

This has cleared my Barclaycard - only Lloyds left to pay off now.

This means my DFD should be payday on 27th Feb 2013 - I am so excited :j:j:j:j:j:j

Woo-hoo exciting, well done! :T

daizyboo wrote: »

Ok well got in a bit of a pickle earlier this week worrying about not making any payments. BUT managed to get an interview on Wednesday for a second part time job which I can hopefully fit in around the first job and three children and a husband. Trying to decide if we can reasonably live on £100 per week for a couple of months so I can try and get the smaller debts paid off. What does everyone think? All help and advice very gratefully received xxx

Good luck for the interview I can do £100pw for food and petrol (local journeys only) although there's only 4 of us.

Newlywed_Saving_Ninja wrote: »

I am loving seeing all the total updates rolling in now payday is here for many of us!!! It spurs me on!

Oh and broken, I agree, this group is awesome! I have felt a bit despondent this month, but it has always helped to come on here and read other posts

This group is awesome!! It saved me from a horrible future last year and is keeping me upbeat this year too...thank you all :A

SpagBol

Fleurlur wrote: »

Can I join in? I have £450 overdraft to pay off by April unless I want interest added! Then I have £350 to pay off Very by October. And £137 off Argos by June. So all together I have: £0/£837

Hello and welcome Fleur :wave: You are #135 :j

Well done on all the payments everyone, keep it up! So far this month we have paid off over £80k :T (admittedly some of that carried over from the previous total but still a good amount) let's see if we can get it higher!

I have got some bits finishing on ebay today so hope they pay up promptly and I can make a payment later today :T

Fleurlur

I get paid weekly every Thursday so I will update then. I plan to start paying back my debt starting 7th February as next week all the end of the month bills are coming out of one week's pay!

SpagBol

Oh DD has gone out:

#002 £1,036 / £45,000 2.30%

:j

Front page is updated, let me know if your update slipped through the net when DS turned the computer off and I'll change it (sorry!)

minicooper272

Welcome fleur, good luck with the payments!

I'm in a bit of a pickle - I sold my first item on eBay last Friday, last Monday the buyer contacted to ask if she could pick up today (3day wait for any contact :mad:). I said that was absolutely fine, and asked her to let me know what time she wanted to come round. Not a peep from her yet, and now I don't know if I can leave the house in case I miss her. Or whether she's still coming (ever) What do I do? I need to nip out for an hour later.

SpagBol

minicooper272 wrote: »

Welcome fleur, good luck with the payments!

I'm in a bit of a pickle - I sold my first item on eBay last Friday, last Monday the buyer contacted to ask if she could pick up today (3day wait for any contact :mad:). I said that was absolutely fine, and asked her to let me know what time she wanted to come round. Not a peep from her yet, and now I don't know if I can leave the house in case I miss her. Or whether she's still coming (ever) What do I do? I need to nip out for an hour later.

If you haven't organised a time, just go out! If she lodges a complaint they'll be able to see you tried and she didn't bother. Keep emailing so she gets the message